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To claim via Insurance or pay out

  • 06-07-2012 1:13pm
    #1
    Blazer
    Registered Users, Registered Users 2 Posts: 17,473 ✭✭✭✭


    Mate of mine had a tip this morning in his car..basically ran into the back of a avensis this morning about 5mph and now the guy is claiming 1400 to fix the back of the bumper.
    The garage is quoting for a replacement one, bumper bar , car hire , labour of about a grand etc to fix it :rolleyes:
    Not sure if he has stepback NCB but if he did go through his insurance how much of an increase on his premium could he expect?
    Nononsense couldn't give him a definite answer..


Comments

  • #2
    smash
    Closed Accounts Posts: 34,809 ✭✭✭✭smash


    He's entitled to get his own quote too.


  • #3
    Bogger77
    Registered Users, Registered Users 2 Posts: 1,857 ✭✭✭Bogger77


    he can get as many quotes, as he likes, but the victim of the OP's "friends" bad driving, has no obligation, to a) accept any other quotes, or b) let the OP's friend get anyone else to give a quote on the damage.
    The victim can simply sue the OP's friend for the damages they claim, and they'll be granted them by a court.

    Even if it goes to insurance, I dont see any professional assessor drive down the costs, as they seem reasonable relative to costs for new parts.


  • #4
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    smash wrote: »
    He's entitled to get his own quote too.
    The guy he hit gets to decide where to have his own car repaired.

    @ Blazer - his insurance company are the only people who can answer that question.


  • #5
    tossy
    Registered Users, Registered Users 2 Posts: 9,594 ✭✭✭tossy


    I would certainly inform the insurance company as the guy he hit might wake up tomorrow with a stiff neck from his other half/friends/family talking in his ear all night bout how a few grand could really help in paying towards a holiday,new TV,patio etc.


  • #6
    bazz26
    Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    If his insurance company cannot answer this question then there is not a hope that anyone here can.

    BTW the injured party is entitled to have his car put back to the way it was prior to the accident.


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  • #7
    Blazer
    Registered Users, Registered Users 2 Posts: 17,473 ✭✭✭✭Blazer


    cheers guys..looks like he's letting the guy pick his place and going via insurance etc...

    and no it wasn't me...it was a work colleague :)


  • #8
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Blazer wrote: »
    cheers guys..looks like he's letting the guy pick his place and going via insurance etc...
    I don't mean to sound pedantic, but he's not 'letting' anything. The guy he hit decides where the car is repaired, and whether or not it goes through insurance. :)


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