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Getting a loan without payslips

  • 30-06-2012 11:51pm
    #1
    Registered Users, Registered Users 2 Posts: 43


    Hi,
    Does anyone know if a bank (Ulsterbank) will give out a student loan without payslips? I want to get a small loan of 1000 - 1500. My pay is hoping in every second week to my student account for the past few months. In the description there is just the name of the company.

    About 80% of my approx 750 wages are staying in the account. So it's very clear that I can afford it but I will have no paysllips. Will third be a problem?


Comments

  • Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    If your wages are being paid directly into your account by your employer then you shouldn't need payslips. In my experience it'd be unusual for a bank to ask for payslips when applying for a student loan.


  • Registered Users, Registered Users 2 Posts: 43 johnc12


    Toots* wrote: »
    If your wages are being paid directly into your account by your employer then you shouldn't need payslips. In my experience it'd be unusual for a bank to ask for payslips when applying for a student loan.

    Its being paid by my employer into my account. But its coming from his wifes account - its cheaper for them or something. But its clearly labelled as wages from the company.

    I would assume that it doesnt matter whos account it comes from as long as its going in? Hes with AIB and Im with Ulster Bank if it matters.


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