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Motor Insurance Claims - Legal Costs

  • 28-06-2012 7:40pm
    #1
    Minder
    Registered Users, Registered Users 2 Posts: 2,774 ✭✭✭


    Insured driver has an accident, one of 5 in a multiple car crash. Driver is insured fully comp. Claimant's insurers negotiate a settlement with drivers insurers for damages and costs. Drivers insurers then fail to make payment in full for costs. Claimant's solicitors notify driver that proceedings will be taken against driver for recovery of costs as insurer hasn't paid.

    Question

    Is the insured driver liable for costs agreed by his/her insurance company?

    Regards

    Minder


Comments

  • #2
    Procrastastudy
    Closed Accounts Posts: 6,224 ✭✭✭Procrastastudy


    Has this hypothetical person contacted the onbudsman?


  • #3
    Minder
    Registered Users, Registered Users 2 Posts: 2,774 ✭✭✭Minder


    Ombudsman? Why?


  • #4
    seb65
    Registered Users, Registered Users 2 Posts: 402 ✭✭seb65


    Minder wrote: »
    Ombudsman? Why?

    Because it's your insurer's responsibility to indemnify you. I've never heard of an insurer not following through on a settlement they have agreed to, costs or damages.


  • #5
    Minder
    Registered Users, Registered Users 2 Posts: 2,774 ✭✭✭Minder


    The insurer indemnifies the insured. The insurer then breaches their obligation by failing to pay costs that the Insurer agreed to pay. Does their failure to follow up or close out make the insured liable? Joint and several liability?


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