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First time buyer

  • 09-06-2012 3:35am
    #1
    dmckenna50
    Registered Users, Registered Users 2 Posts: 38 ✭


    Hey folks,

    Ok, so I'm a first time buyer. Still on the folks' insurance. Just wondering what should be my first move? Price insurance, look for a car, set a budget? Or is it just gonna be the real annoying thing of all three together? :(

    Any advice appreciated too!

    Thanks,
    Dee


Comments

  • #2
    -Corkie-
    Closed Accounts Posts: 10,025 ✭✭✭✭-Corkie-


    Have you any car in mind???. Set a budget on a particular car and then price insurance..


  • #3
    shawnee
    Registered Users, Registered Users 2 Posts: 1,830 ✭✭✭shawnee


    Insurance is probably going to be down to engine size and value. So get a quote for say an 04 1.2 litre and ask what 1.0 litre would be etc. Then narrow down your car search to two or three at most (otherwise your head will be wrecked) Best of luck:p


  • #4
    AltAccount
    Registered Users, Registered Users 2 Posts: 2,058 ✭✭✭AltAccount


    Set a budget first so you can start dreaming and windowshopping.

    Make sure you have two budgets - buying the car, and running the car (including servicing, tax, insurance etc.)

    Pick a couple of cars (off carzone, donedeal or wherever) that you like and can afford and get some insurance quotes on them. Get an idea of how the insurance companies see your risk level and what kind of cars they'll "punish" you for driving.

    Re-start your windowshopping, looking more narrowly at cars you know you can afford to insure and run.

    People here will be able to advise you on running costs, depreciation etc. on whatever you're looking at, and will let you know if cars you're looking at are overpriced or otherwise bogey.


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