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Bank or Credit Union Loan

  • 08-06-2012 1:17pm
    #1
    dillo2k10
    Registered Users, Registered Users 2 Posts: 1,397 ✭✭✭


    Hi,
    I will need a loan of about €1,200 in October. I want to know who would be best to get a loan from.

    My bank now is Ulsterbank and Im not in the Credit Union yet. I plan on saving about 6,000 in one of them. I want to know which one would be more likely to give me the loan at the end. As far as I know they both offer student loans.

    I am working but I dont know if I will be able to prove it as Im getting paid into the hand, but I put that money directly into the bank every week, or I could put it into the credit union.

    So who would be the best for getting a loan from? Thanks


Comments

  • #2
    longhalloween
    Closed Accounts Posts: 2,207 ✭✭✭longhalloween


    IIRC Ulster bank can give you an overdraft of up to €1500 that's interest free for a year.
    Probably the best way to go provided you can pay them back before October next year.


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