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When you sell your car but haven't replaced it by insurance renewal time....

  • 07-06-2012 7:20am
    #1
    Col200sx
    Registered Users, Registered Users 2 Posts: 1,728 ✭✭✭


    .... What happens?

    I sold my car 3 weeks ago, but can't find the replacement I want.

    Renewal is in couple weeks, but I may not have another car by then.

    So what happens when it comes to renewal date and I haven't changed car?

    Thanks :)


Comments

  • #2
    colm_c
    Registered Users, Registered Users 2 Posts: 2,032 ✭✭✭colm_c


    When you sold the car you should have paused the insurance, as it's just wasting time on your insurance policy.

    In any case you don't have to renew it straight-away, your NCB is ok for 2 years.


  • #3
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Tell them you don't want to renew, and take out a new policy when you buy an new car. I presume you suspended cover when you sold your old car?


  • #4
    Col200sx
    Registered Users, Registered Users 2 Posts: 1,728 ✭✭✭Col200sx


    I didn't pause the insurance as I thought I'd be buying straight away.

    But some dodgy sellers / timewasters since then is the reason I didn't buy (lucky I figured them out before buying ;) )


  • #5
    theteal
    Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    Col200sx wrote: »

    So what happens when it comes to renewal date and I haven't changed car?

    nothing happens, just tell them you don't want to renew, the policy ends, they send out your ncb cert. then when you buy a new car and go in search of a new policy. although you could/should, as suggested, pause the policy, reactivate it upon new purchase and then do your shopping around when the renewal offer comes - this would be the more cost effective option.


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