First car insurance on provisional license

Sir123

Hi everyone,

Just wondering what's the cheapest insurance company to go with for my first car and on a provisional license at 18.

I got a quote of €1800. This was good compared to €3500 + ? What do u think?

Plus they won't let me go on as a named driver if let's say my mom buys another car. Dunno why? Does anyone know? And could I get a better quote than €1800?

Thanks

ADIDriving

There is no single best company. Quotes vary as to what sort of customers they want in their portfolio.
€1800 is definately good compared with a "F off quote" of €3500+. Seems like you have already rang around etc.
I can't make sense of the other bit.

Alanstrainor

1800 on what car?

No one can tell you how good or bad it is as everyone's quotes will be different.

Ring around to every insurance broker/insurance company you can and see for yourself is the best advice. Depending on the car I reckon you could do better, but its very difficult to say.

Sir123

Alanstrainor wrote: »

1800 on what car?

No one can tell you how good or bad it is as everyone's quotes will be different.

Ring around to every insurance broker/insurance company you can and see for yourself is the best advice. Depending on the car I reckon you could do better, but its very difficult to say.

Thanks Alanstrainor. I was thinking the same. It's a 2001 polo 1 litre. It's the cheapest I could find. Axa, Hibernia and 123 were the dearest at €3600 or more. Ya I've been ringing brokers and they are all around €1800 for this car.

Can anyone recommend a cheaper insurance provider that they may have been with for their first car?

Alanstrainor

Ring Britton insurances, they got my younger brother a quote of 1300 thurd party fire and theft, and he was in the same boat as you except a year older and driving a micra.

dev100

Sir123 wrote: »

Thanks Alanstrainor. I was thinking the same. It's a 2001 polo 1 litre. It's the cheapest I could find. Axa, Hibernia and 123 were the dearest at €3600 or more. Ya I've been ringing brokers and they are all around €1800 for this car.

Can anyone recommend a cheaper insurance provider that they may have been with for their first car?

If you are getting a quote of 1800 . Take it:) what's the excess?

Sir123

Alanstrainor wrote: »

Ring Britton insurances, they got my younger brother a quote of 1300 thurd party fire and theft, and he was in the same boat as you except a year older and driving a micra.

Thanks. I'll give them a ring tomorrow. I'm nineteen next month so hopefully that'll make a different.

shygal

Sir123 wrote: »

Thanks. I'll give them a ring tomorrow. I'm nineteen next month so hopefully that'll make a different.

im similar to you (prov licence,19), 2 weeks ago i rang around and found that first ireland were the cheapest for us young'uns, paid 1340 in total so give them a ring aswell

Mister Jingles

shygal wrote: »

im similar to you (prov licence,19), 2 weeks ago i rang around and found that first ireland were the cheapest for us young'uns, paid 1340 in total so give them a ring aswell

What was that on ? You male or female ?

dev100

shygal wrote: »

im similar to you (prov licence,19), 2 weeks ago i rang around and found that first ireland were the cheapest for us young'uns, paid 1340 in total so give them a ring aswell

What's the excess on those insurance quotes ?

Sir123

shygal wrote: »

im similar to you (prov licence,19), 2 weeks ago i rang around and found that first ireland were the cheapest for us young'uns, paid 1340 in total so give them a ring aswell

Just gave them a ring. Got a quote for €1900 for a 2001 polo 1.0. Can do better I suppose!

Sir123

dev100 wrote: »

What's the excess on those insurance quotes ?

Excess is €190

lauras91

I would also recommend trying First Ireland, I have a 1 litre,'01 polo and paying just less than 1 thousand (on provisional license, and I'm the main driver, but I am 21 so I know that makes a difference)

Sir123

lauras91 wrote: »

I would also recommend trying First Ireland, I have a 1 litre,'01 polo and paying just less than 1 thousand (on provisional license, and I'm the main driver, but I am 21 so I know that makes a difference)

Thanks. Ya I rang them. It came to €1909 for an 01 polo. Kinda mad. Got another quote from another broker for €1560. ARB seem to be the best insurance company for young drivers. They only operate through brokers. Every little helps!!!:)

teR_

€1800 TPFT is what i'm paying at 25 on a 1.4. So that's a good quote imo. When I was 18 tried to get insured on a 1litre corsa, anywhere i rang wanted €4000+ :eek:

arleitiss

I am with First Ireland, I am 19 yo, Opel Corsa 1.2L 2001, I am on provisional and I pay 1640 euro a year. TPFT.

Speedy199

Im 19 on a provo. 1.4 mk1 3 door focus. 1086 TPFT With First Ireland.

Mister Jingles

Speedy199 wrote: »

Im 19 on a provo. 1.4 mk1 3 door focus. 1086 TPFT With First Ireland.

Male or Female ?

Speedy199

Mister Jingles wrote: »

Male or Female ?

Sorry should of mentioned that. Male

Mister Jingles

Speedy199 wrote: »

Sorry should of mentioned that. Male

Wow, Did you get any quotes for the 1.6 ?

teR_

Speedy199 wrote: »

Im 19 on a provo. 1.4 mk1 3 door focus. 1086 TPFT With First Ireland.

Do you know someone that works there? :P

Speedy199

Mister Jingles wrote: »

Wow, Did you get any quotes for the 1.6 ?

Nope. no point. Wouldnt bother with one. Petrol prices and all.

Speedy199

teR_ wrote: »

Do you know someone that works there? :P

ha ha no just got lucky i guess. :)

Mister Jingles

Speedy199 wrote: »

Nope. no point. Wouldnt bother with one. Petrol prices and all.

Ah alright, Looking out for one myself. They say the 1.6 is just as good on fuel

First Ireland appear to be the most decent for young people around at the moment it seems.