EXAMPLES of a diversified portfolio

nino1

I've asked this question before but the thread got side tracked and didn't get answered.

Can someone give me an example of a good diversified portfolio thet will be relatively safe given these uncertain times?

Such as 20% commodities, 20% etf's,..........etc etc

The Pontiac

“Wide diversification is only required when investors do not understand what they are doing.” Warren Buffet

euroboom13

"put all your eggs in one basket and keep good care of it " warren buffet........

turbobaby

But Warren Buffet also says that he pays less tax than his secretary.

turbobaby

In response to the OP, diversifying geographically and by asset class should be your aim. The amount of diversifaction you should aim for depends on how much cash you have, cos you could get eaten alive with FX charges and commissions.

Roonbox

euroboom13 wrote: »

"put all your eggs in one basket and keep good care of it " warren buffet........

I thought it was Jim Rogers who said that?

euroboom13

Buffet re said it.......twain or carniege may have been first,maybe rogers....old ones the best.. RISKY but so life

Blisterman

The more diversified you are, the more likely you are to achieve the market average.

For Warren Buffett, this would be a significant disadvantage. For most normal people it's an advantage.

Blisterman

To answer to your original question, I think we'd need to know what time frame you were looking at, and what you mean by "relatively safe". For example, could you handle losing half your money?

nino1

Blisterman wrote: »

To answer to your original question, I think we'd need to know what time frame you were looking at, and what you mean by "relatively safe". For example, could you handle losing half your money?

Thanks blisterman.
I could not handle losing half of my money, not looking for a big/any return, just the safety of my savings given the current world turmoil.

I've read previously that converting to dollar/sterling or putting deposits in german banks etc all have draw back and that the best thing to do is to have a diversified portfolio so that in the event of the euro collapsing your savings would not be too badly affected.

Thats why i am looking for an example of a relatively safe diversified portfolio.

I have E25,000-E30,000 savings and would probably need to be able to access it in around 5 years time.

HowFinancial

Here is a sample:
Asset Class Split Description Split
Equities/Stocks 35% Developed Markets 25%

Emerging Markets 10%


Commodities 15% Energy 5%
Precious Metals 5%
Industrial Metals 5%

Property 10% Europe 4%
Americas 3%
Asia 3%

Bonds/Fixed Interest 25% Sovereign 5%
Corporate 20%
Cash 15% € 5%
$ 5%
CFH 5%

More info at link
http://howfinancial.blogspot.ie/2012/03/what-is-asset-allocation-how-important.html