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BCP Split Deposit Growth Bond

  • 30-05-2012 5:47am
    #1
    dazed+confused
    Registered Users, Registered Users 2 Posts: 1,022 ✭✭✭


    A broker is guessting that I transfer two small pensions I have from previous employers into a Split Deposit Growth Bond or another BCP fund. I know the brokers are pushing this big time at the moment (even on boards) what does anone think of these funds?


Comments

  • #2
    Hugox1
    Registered Users, Registered Users 2 Posts: 5 ✭Hugox1


    There are some interesting capital gauranteed investment opportunities out there at present for both cash and pension investors.

    I would suggest you look at the wide range in offer and ensure that you aren't paying to much in charges!!


  • #3
    Liam D Ferguson
    Registered Users, Registered Users 2 Posts: 542 ✭✭✭Liam D Ferguson


    Has the broker discussed your own financial circumstances with you? Your attitude to risk? What you want your pension to be when you retire?

    Has the broker explained how the BCP products work in a manner that you understand? Has s/he explained why these BCP products match your particular requirements over and above other options out there?


  • #4
    dazed+confused
    Registered Users, Registered Users 2 Posts: 1,022 ✭✭✭dazed+confused


    Yes, yes and yes. I have 40 years or so until retirement, unless I retire early. I did say that I was risk adverse, that just beause I don't need it for a few years doesn't mean that I want to lose any of it! He then suggested some of the 100% capital guaranteed bonds.


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