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Buying A House (Sale Agreed) - Help Required

19driver83 · 2012-05-16 21:48:47

Just after agreeing to buy a house and what to know:* what costs are involved, * procedures, * what am i entitled to * Interest relief - how to apply Basically as much guidance as possible. House is a semi detached for 210,000. Owner as agreed to leave beds and wardrobes. Mortgage has been approved by AIB. I have agreed a…

16-05-2012 09:48PM

#1
19driver83

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Posts: 103
Just after agreeing to buy a house and what to know:
what costs are involved,

procedures,

what am i entitled to

Interest relief - how to apply

Basically as much guidance as possible.

House is a semi detached for 210,000. Owner as agreed to leave beds and wardrobes.

Mortgage has been approved by AIB.

I have agreed a few of €1,100 with a solicitor.

I know stamp duty is 1%.

0

Comments

#2 16-05-2012 10:14PM

sarkozy

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Between the solicitor and bank, they should walk you through the steps. I'm in the same situation as you at present.

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#3 16-05-2012 10:21PM

killers1

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You'll find everything you need to know here...

http://www.boards.ie/vbulletin/showthread.php?t=2056570988

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#4 16-05-2012 10:41PM

ted1

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What do you mean entitled too?

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#5 17-05-2012 06:40PM

19driver83

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ted1 wrote: »

What do you mean entitled too?

Interest Relief for one.
Just looking for tips really.

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#6 18-05-2012 07:23AM

the_syco

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19driver83 wrote: »

beds and wardrobes

Make sure you bring a few spare lightbulbs when you move in. Also, was there a nice kitchen that you thought was nice? Wonder will it be there when you move in?

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#7 18-05-2012 08:30AM

riclad

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http://www.revenue.ie/en/online/mortgage-interest-relief.html
click link register for mortgage relief,you can only do this after you move in,ie sale process agreed, wait for a month,after 1st mortgage payment go,s thru.relief lasts 7 years.

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#8 18-05-2012 10:53AM

Sand Wedge

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riclad wrote: »

http://www.revenue.ie/en/online/mortgage-interest-relief.html
click link register for mortgage relief,you can only do this after you move in,ie sale process agreed, wait for a month,after 1st mortgage payment go,s thru.relief lasts 7 years.

I think Mortgage Relief stops for everyone at end of 2017, so you would get about 5 and half years of it!

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#9 18-05-2012 10:59AM

MagicMarker

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Aren't these the kinds of things you should learn about before agreeing to buy a house?

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#10 18-05-2012 11:00AM

Sand Wedge

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riclad wrote: »

http://www.revenue.ie/en/online/mortgage-interest-relief.html
click link register for mortgage relief,you can only do this after you move in,ie sale process agreed, wait for a month,after 1st mortgage payment go,s thru.relief lasts 7 years.

I think Mortgage Relief stops for everyone at end of 2017, so you would get about 5 and half years of it!

0
#11 18-05-2012 11:25AM

Zamboni

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MagicMarker wrote: »

Aren't these the kinds of things you should learn about before agreeing to buy a house?

I held back on posting that earlier. Beggars belief.

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