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Extend mortgage term or not?

screamer · 2012-05-15 13:26:54

Basically, we are down one wage in the house, and that means that we are at 40% of what we used to have. Have been able to keep the mortgage paid the past year, but there is little left each month for unforeseen expenses etc..... chances of another job in the house are very slim...... so, what to do? we have 12 years left…

15-05-2012 1:26pm

#1

screamer

Registered Users, Registered Users 2 Posts: 6,185 ✭✭✭

Join Date: April 2009

Posts: 6102

Basically, we are down one wage in the house, and that means that we are at 40% of what we used to have. Have been able to keep the mortgage paid the past year, but there is little left each month for unforeseen expenses etc..... chances of another job in the house are very slim...... so, what to do? we have 12 years left on mortgage, and it burns me to have to extend the term, but at the same time, we need a bit of breathing space, would appreciate your insights.

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