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difference between AA and Chartis car insurance

  • 07-05-2012 8:12pm
    #1
    aidanki
    Registered Users, Registered Users 2 Posts: 1,283 ✭✭✭


    hi all,

    looking to insure the car at the moment and am coming up with either AA insurance or Chartis

    quotes are ~523 and 579. Anyone know what the differences between the two policies are?

    The reason I ask is AA policy is underwritten by Chartis so Im wondering how come its cheaper.

    Can' figure it out from the fine print that is in the documentation.


Comments

  • #2
    Jimdagym
    Registered Users, Registered Users 2 Posts: 3,844 ✭✭✭Jimdagym


    AA are a broker. I often got cheaper broker quotes from an insurer than from the insurer themselves.


  • #3
    aidanki
    Registered Users, Registered Users 2 Posts: 1,283 ✭✭✭aidanki


    Jimdagym wrote: »
    AA are a broker. I often got cheaper broker quotes from an insurer than from the insurer themselves.

    I knew that I would have thought it was the other way around.

    Is there something that there is no breakdown assist with the AA insurance so you have to join the AA to get breakdown assist cover? and fork out 40-50 euro thereby paying the very same as to Chartis


  • #4
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    aidanki wrote: »
    Is there something that there is no breakdown assist with the AA insurance so you have to join the AA to get breakdown assist cover? and fork out 40-50 euro thereby paying the very same as to Chartis
    You'll need to carefully compare the two policies to see.


  • #5
    kerten
    Registered Users, Registered Users 2 Posts: 937 ✭✭✭kerten


    AA sells policies without roadside assistance and tries to sell AA package separately. This may be the difference.


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