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Mastercard Chargeback.

  • 18-04-2012 12:42AM
    #1
    Looking for help
    Registered Users, Registered Users 2 Posts: 10 ✭


    I was wondering if you could give me a few pointers on this.

    I made a purchase online through a friends credit card from a UK website, and subsequently discovered that the company behind the site was gone bust. While I know my protections under UK law as the contract was concluded in England, I do not know where I stand due to the fact it was not my own card I used.

    Has anyone experienced similar, and if so, how did you deal with it?


Comments

  • #2
    Procrastastudy
    Closed Accounts Posts: 6,224 ✭✭✭Procrastastudy


    Your contract is with your credit card company. Essentialy they buy the product and then sell it on to you. The law governing where a contract is formed using "click submit" type web transactions is regualted by the e-commerce act 2000 and some european regs I'm not famililar with.

    The fact you have used someone else's credit card is a big a problem as you and the card holder want to make it, because there is probably something in the contract with the CC company prohibiting this.

    Get the card holder to phone the CC company and put in a claim.

    EDIT - I hate privity of contract :(


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