Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Malpractice insurance in Ireland

  • 29-03-2012 1:48pm
    #1
    Roger_that
    Registered Users, Registered Users 2 Posts: 69 ✭✭


    Who pays this in irish hospitals and on average how much is it? Does it increase with superiority i.e. highest for consultants?


Comments

  • #2
    beeno67
    Registered Users, Registered Users 2 Posts: 1,218 ✭✭✭beeno67


    http://www.medicalprotection.org/Default.aspx?DN=7cef517c-3c66-4057-b56b-ecaaf84eeab9

    Depends if private or public consultant. I have attached the rates charged by MPS. If public then HSE covers mostly but Drs are recommended to have extra. If private only then you cover it yourself. I have attached the rates. As you can see it rises to a max of €132,700 a year for private obstetricians.


  • #3
    drzhivago
    Registered Users, Registered Users 2 Posts: 926 ✭✭✭drzhivago


    Roger_that wrote: »
    Who pays this in irish hospitals and on average how much is it? Does it increase with superiority i.e. highest for consultants?

    To be pedantic it doesnt exist

    Insurance = Paying premium against potential adverse incident which may have financial consequence (fee for insurance related to risk of occurrence thus if occurrence frequent or high cost then insurance high cost) BUT in general you pay premium and if event occurs you are covered

    INDEMNITY - which most private doctors possess is different animal altogether
    Based n mutual societies set up for beenfit of medical members in 17th-18th century- pay a membership fee and get certain benefits one of which is the RIGHT TO ASK FOR HELP WHEN FACING LITIGATION ( this is a right to ask and not a guarantee that it will be given- defacto doctors were 'covered' as organisations had never refused help until the 1990's when cost of claims dramatically escalated and the mutual bodies realised their reserves would no longer cover this


    To cut long stort short MDU/MPS still in existence but doctors dont have malpractice insurance at all

    State employed doctors are 'covered' to a limited degree by State Claims agency which covers financial costs of defending negligence but they can choose to settle claims a doctor feels should be fought (on the basis that doctor feels they have good case but actuaries feel costs would be too high)

    This arrangement is not insurance either but has the same benefit for the doctor


Advertisement