Procedure after minor collision

CR 7

I was involved in a fairly minor traffic collision earlier, where the other driver was at fault, and admitted liability at the scene.

We exchanged details at the scene, and didn't call the Gardaí out, cos there were no injuries and we were disrupting traffic.

I took photos of the damage to my car from all possible angles. I rang the Garda station, who said there was no need to contact them, and I rang my insurance co., who took all the details.

I'm just wondering is there anything else I'm supposed to do that I'm forgetting?

CiniO

Seems pretty much that's it.
However him admitting liability by just saying it, means nothing really, as he might change his mind, or his insurance company might be of different opinion.
Unless you have his statement written and signed, I don't think it's any relevant that he admitted liability.

MugMugs

Just leave it run OP.

I would suggest if the other side also admit liability on behalf of their insured and you're happy to do so then let them take care of all repairs and any other expenses you may have.

IF you let your insurer do it then you will suffer the torment of a loss of your NCB and increased premium UNTIL they recover their outlay from the liable insurer.

Our man in Havana

It is always advisable to call the Gardai in these cases, even if it is just to protect your position.

CR 7

CiniO wrote: »

Seems pretty much that's it.
However him admitting liability by just saying it, means nothing really, as he might change his mind, or his insurance company might be of different opinion.
Unless you have his statement written and signed, I don't think it's any relevant that he admitted liability.

I was thinking as much, but it's better than them immediately going on the defensive.:)

MugMugs wrote: »

Just leave it run OP.

I would suggest if the other side also admit liability on behalf of their insured and you're happy to do so then let them take care of all repairs and any other expenses you may have.

IF you let your insurer do it then you will suffer the torment of a loss of your NCB and increased premium UNTIL they recover their outlay from the liable insurer.

I'm going to get a few quotes, cos they want to do it outside of the insurance if possible. All I'm worried about is them changing their minds when the quotes are higher than they expected.

Thanks for the help.

As an aside, a sticky with a checklist of what to do after a crash could be useful, I spent a while reading back through various threads, and had to piece things together from different posts.

Anan1

CR 7 wrote: »

As an aside, a sticky with a checklist of what to do after a crash could be useful, I spent a while reading back through various threads, and had to piece things together from different posts.

+1, go for it!

CharlieCroker

You don't need to have gardai at the scene unless:
A) there's injuries
a vehicle is immobile and Is causing an obstruction
C) one or more drivers are refusing to give appropriate details
D) an allegation of an offence is made (drunk/dangerous driving etc.)

A Garda's job at a collision is to ensure nobody is committing an offence and that nobody's injured.

I would call down to your local garda station with all the details and ask them to put it on the system in order to have a record should the other driver have a change of mind.

MugMugs

CR 7 wrote: »

As an aside, a sticky with a checklist of what to do after a crash could be useful, I spent a while reading back through various threads, and had to piece things together from different posts.

I actually have it more or less ready to rock and roll. Keep meaning to send it to the Mods first. Abeit the original mods who agreed to it are gone so will have to re run the idea.

CR 7

MugMugs wrote: »

I actually have it more or less ready to rock and roll. Keep meaning to send it to the Mods first. Abeit the original mods who agreed to it are gone so will have to re run the idea.

I'll leave you do the honours so. I'd only be borrowing off other posters anyway.:cool: