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BOI CC - Refund count towards payment?

  • 20-03-2012 10:33am
    #1
    rsj
    Registered Users, Registered Users 2 Posts: 12 ✭


    I've got a payment on my bank of ireland credit card due start of april of e129. I've had a refund of e60. Does this count towards my payment? That is, do I just need to pay e69 to make my payment, or do I need to pay the full e129?


Comments

  • #2
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Usually credit card refunds don't count as a payment. Double check with BOI to be sure


  • #3
    Daidy2011
    Registered Users, Registered Users 2 Posts: 109 ✭✭Daidy2011


    The credit will just reduce your balance, your payment amount will remain the same.


  • #4
    seamus
    Registered Users, Registered Users 2 Posts: 68,317 ✭✭✭✭seamus


    The minimum payment I would have thought is usually a percentage of the outstanding balance. While the €60 won't count as a payment, it should theoretically reduce the minimum payment for this month by a few euro. You will need to ring BOI to check.


  • #5
    dobsdave
    Closed Accounts Posts: 1,814 ✭✭✭dobsdave


    rsj wrote: »
    I've got a payment on my bank of ireland credit card due start of april of e129. I've had a refund of e60. Does this count towards my payment? That is, do I just need to pay e69 to make my payment, or do I need to pay the full e129?


    You will need to pay the full 129.
    Refunds do not count as part of payment (with BOI anyway).


  • #6
    rsj
    Registered Users, Registered Users 2 Posts: 12 ✭rsj


    No the answer I was hoping for, but thank you all for your input, greatly appreciated.


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  • #7
    wmpdd3
    Registered Users, Registered Users 2 Posts: 9,625 ✭✭✭wmpdd3


    You need to pay the amount on the bill.


  • #8
    wmpdd3
    Registered Users, Registered Users 2 Posts: 9,625 ✭✭✭wmpdd3


    You need to pay the amount on the bill. 129euro


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