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Switching Banks

  • 05-03-2012 10:23pm
    #1
    fluffybunny124
    Registered Users, Registered Users 2 Posts: 72 ✭✭


    Hi there,

    Apologies if this has been discussed before but I did a search and I cant find anything for it.

    I am currently with AIB and have all my accounts with them except my mortgage.

    I have a few different accounts with them- a current account, a few savings accounts and a joint account from which my mortgage and bills etc come out of. My credit card is also with them.

    How hard is it to switch to another bank ? I get paid monthly and would be kind of scared that " what if the transition didn't run smoothly" and there was a problem with my mortgage or something.

    Am thinking about switching to Permanent Tsb or Ulster Bank.

    Has anyone any advice for me ?And how do ye find TSB and Ulster Bank?

    Thanks


Comments

  • #2
    Ogham
    Registered Users, Registered Users 2 Posts: 1,844 ✭✭✭Ogham


    Been with Ulster for 8 years - no problems. Free banking too.
    If you go with PTSB - you may end up back with AIB ...... there are rumours of PTSB being taken into state control.


  • #3
    caroline32
    Registered Users, Registered Users 2 Posts: 23 ✭caroline32


    also switched to uslter bank last week, seem ok.


  • #4
    DAT64
    Registered Users, Registered Users 2 Posts: 67 ✭✭DAT64


    fluffybunny124 wrote: »
    Hi there,

    Apologies if this has been discussed before but I did a search and I cant find anything for it.

    I am currently with AIB and have all my accounts with them except my mortgage.

    I have a few different accounts with them- a current account, a few savings accounts and a joint account from which my mortgage and bills etc come out of. My credit card is also with them.

    How hard is it to switch to another bank ? I get paid monthly and would be kind of scared that " what if the transition didn't run smoothly" and there was a problem with my mortgage or something.

    Am thinking about switching to Permanent Tsb or Ulster Bank.

    Has anyone any advice for me ?And how do ye find TSB and Ulster Bank?

    Thanks

    Hi fluffy bunny,
    If you go into either New Bank you just sign a form & they do the entire switch for you, the only thing you need to do is tell your employer. It takes around 10 days in total before full switch takes place. You wont have any problem hopefully. :)


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