classic insurance question

oceanman

hi, can anyone tell me if any classic insurance company will insure without you having to have a modern car on cover as your daily driver?

aujopimur

If it's a daily driver you will need regular ins.

macplaxton

First Ireland will do up to 10K annual mileage limit on a classic which is a main vehicle. Expect the premium to be just as high as a standard motor policy though.

Zascar

Yep. I have my 911 with First Ireland. I pay €450 for up to 6000 miles, and only an extra €100 to go to 10,000. Their policy was even cheaper than Axa and a few others despite being my main car and axa being my second. Axa wanted over 1k for it as my main car. Give Derbhla a call she's really nice to deal with

oceanman

well i dont have a main car, just a classic i have bought recently and im hopeing to insure it. i would not be doing anything like 10,000 miles a year, closer to 5,000 probably.

damo244

Hi oceanman are you in a classic car club if not join one you can get better deals done through a club,I drive a 1977 2.1 social & domestic use €240 fully comp iam with FBD and i do less then 10,000 a year,thats through my club would have cost me €390 doing it myself.look into a club near you not expensive to join anywhere between €25/€50 per year.

oceanman

damo244 wrote: »

Hi oceanman are you in a classic car club if not join one you can get better deals done through a club,I drive a 1977 2.1 social & domestic use €240 fully comp iam with FBD and i do less then 10,000 a year,thats through my club would have cost me €390 doing it myself.look into a club near you not expensive to join anywhere between €25/€50 per year.

thanks for that, sounds a very good price but did FBD ask if that was your only car?
i must look into joining a classic car club, any good ones in the dublin kildare area, and can anyone just join up or do you have to know a member ect?

TRNIALL

oceanman wrote: »

well i dont have a main car, just a classic i have bought recently and im hopeing to insure it. i would not be doing anything like 10,000 miles a year, closer to 5,000 probably.

What Classic Car have you Bought,it might be better for you if you join a Club that caters specifically for your type of Classic.
We can Point you in the Right Direction.

damo244

yes they did ask about second car but iam a named driver on the mothers car which i drive maybe once a year if that,still got a good deal through club and no you don"t have to know someone in a club to join most clubs are always on the lookout for new members their are quite a few in dublin and surrounding counties,classiccarclubs.ie will give a list of clubs,you don"t have to join a club that is for the make of car you buy,but those type of clubs do have a wealth of knowledge on the car you do buy like parts,mechanical,etc.

unkel

Zascar wrote: »

Yep. I have my 911 with First Ireland. I pay €450 for up to 6000 miles

What 911 did you get and post up some pics!!!

Had my 928 with First Ireland too for €325 fully comp. Not as a second car either.

Zascar

unkel wrote: »

What 911 did you get and post up some pics!!!

There are some pix in the "post a pic of your classic car" thread, I was thinking of starting a thread for it. Should I?

unkel

Zascar wrote: »

There are some pix in the "post a pic of your classic car" thread, I was thinking of starting a thread for it. Should I?

Yep, or even better, add to your original thread that you were thinking of buying a classic 911

Tell us all about the buying process too, and of course well wear

oceanman

TRNIALL wrote: »

What Classic Car have you Bought,it might be better for you if you join a Club that caters specifically for your type of Classic.
We can Point you in the Right Direction.

i bought an mg midget.

TRNIALL

oceanman wrote: »

i bought an mg midget.

The MG Enthusiasts Club is the One for You Google is your Friend.

oceanman

thanks, will take a look.