Hit and Run

mr.hider

Thought to submit to public opinion:

Got hit and run last night (27 Feb) on the Wolfe Tone street, at about 20:15. Me and my wife were in the car parked on the side of the street, the normal spot for parking, I was talking on the phone. A lady walked past our car, that we clearly recognised, and got into parked car behind ours and start to drive off.
Next moment a bang, moment of silence, I got out of my car to see what did just happen, and there she was in her car looking at me, I thought she was going to get out of the car, but she just drove past me and speeded down the street. Not a nice thing to do.

So I took down the car reg, make of the car, colour etc, the lot, and reported to the Garda. We even described them the driver.

I am a bit frustrated. The lady should have took responsibility for her actions, acted like an adult, and everything I am sure would have been fine. But because she drove off and left me at the scene with damaged car, I had to report it to Garda.

I would like to offer this lady an advise, report the accident to Garda and take responsibility while it is not too late. If we come to an agreement I do not want to press charges, just to get damage fixed. If anyone knows her or seen her car, please let her know. Otherwise I would be left with no option but to press charges.

I will not publish the registration number of the car, unless it is necessary, but the car is RED NISSAN ALMERA N15, HATCHBACK, CUSTOM NUMBER PLATE (black numbers with red outlines). I can put more information about the car, if required.

Anan1

Put the matter out of your head - just let your insurance company and the Gardaí deal with it.:)

Chriscl1

She was probably drunk, no license, no insurance, any amount of reasons she drove off really. She will probably deny it if and when the garda approach her or maybe she will say she thought the scary man jumped out of his car and she panicked lol. Either way it's not what you need. Best of luck, hope it gets sorted quick for you.

Pat Mustard

You can get this lady's details from the motor tax dept of the city council, if you want to track her down.

Anan1

The Mustard wrote: »

You can get this lady's details from the motor tax dept of the city council, if you want to track her down.

They'll have her details, but they won't give them to the OP.

mr.hider

Cheers guys,

@Chriscl1: she wasn't drunk, she was fine, as I took a note at her as walked down the street towards the car. I let the Gardaí sort out is she has all the legal stuff.

@Anan1: I am not a big fan of insurance companies, the least I have to deal with them the better. Going to insurance company would be my last resort.

biko

She probably panicked, which of course is the wrong thing to do.
The insurance company should be able to sort it out for you.

mr.hider

@The Mustard: I have her details, I am not going to contact her myself, don't have time and I am not allowed legally. As I said, I leave this stuff to Gardaí to sort out.

Pat Mustard

Maybe you're right.

In any case, they'll give them to the OP's solicitor, should he write on the OP's behalf.

Afaik, the Council is obliged to give the details under certain circumstances, according to some Statutory Instrument or other. I can't remember it offhand. I'd have to look it up.

The Gardai will probably give the details anyway.

(This post is in reply to Anan1)

Pat Mustard

mr.hider wrote: »

@The Mustard: I have her details, I am not going to contact her myself, don't have time and I am not allowed legally. As I said, I leave this stuff to Gardaí to sort out.

Fair enough. Let the cops sort it out.

mr.hider

@biko: Yes, I think she panicked, that is why I wanna see if she is on this forum, or anyone here knows her. I want to give her a chance.

KTRIC

Was there much damage to the car ??

Anan1

mr.hider wrote: »

@Anan1: I am not a big fan of insurance companies, the least I have to deal with them the better. Going to insurance company would be my last resort.

You've already paid your insurance company to look after this kind of thing for you. Given that the other party has already shown bad faith, why would you needlessly bring that kind of hassle & stress upon yourself? The woman who hit you could mess you around forever. By the way, I hope you've at least reported the incident to your insurance company? That's not optional.

mr.hider

@KTRIC: not that much to make a run for it. I haven't assessed the damage, but I am sure it is way less than going through legal route.

pcardin

any neck pains involved?

mr.hider

@pcardin: nah, she was just driving off.

pcardin

mr.hider wrote: »

@pcardin: nah, she was just driving off.

lol. good for her. :pac:

djimi

If you wish to persue this then you need to at least inform your insurance company of the incident so that they can have a record of it.

Personally I would inform the Gardai and my insurance company and let them deal with; its what I pay them a stupid amount of money for after all!

Limbo123

Why are you not prepared to press charges if she comes forward?
Would you still stand by this if someone had been injured in your car?

She left the scene of an accident and obviously failed to report it - both offences in the eyes of the law. I hope the Garda do decide to prosecute off their own backs.

If she is responsible enough to be driving a car, then she is responsible enough to be accountable for her own actions. No excuses can justify her behaviour (panicking/no insurance/over the limit etc etc)

Hit and runs are a reason why car insurance is so sky high.

Also, if you have reported this incident to your insurance company and you decide not to persue the insurance claim at a later date be aware that the fact that you have contacted your insurance company can be classed as a claim which may affect any NCB or your next years premium.

Good luck whatever the outcome.....

mr.hider

@Limbo123: I am not going to press charges if the lady will take responsibility for her actions. If she decides to keep quiet, then I will prosecute her to the full extent of the law.
Luckily neither me or my wife got injured, but we were in bit of shock.

Cheers.

jacko

hi mr.hider,

I hope that you have informed the insurance company regardless whether you are going to make a claim or not. they should have a record of the event in case yer wan decides to deny the incident.

anyway best of luck with it

aujopimur

Only the the Guardai can prosecute/press charges not you, you can only persue the civil claim

mr.hider

@LIGHTNING: I have reported it to the Garda straight after the accident. So it is full process, unless lady in question makes an effort to rectify the problem.

mr.hider

@LIGHTNING: I have reported it to the Garda straight after the accident. So it is full process, unless lady in question makes an effort to rectify the problem.

lau1247

it's a good thing you didn't get caught up in the moment and try to jump in front of her car trying to restrict her from moving.. she might not stop at all :eek:

hope she get caught..

rolion

mr.hider wrote: »

@Limbo123: I am not going to press charges if the lady will take responsibility for her actions. If she decides to keep quiet, then I will prosecute her to the full extent of the law.
Luckily neither me or my wife got injured, but we were in bit of shock.

Cheers.

Sorry for your troubles but...why you make this incident public without making public the name or car reg plate !?

Do you expect that the driver to read this post and contact you !?

sorry,don't get it...

djimi

Limbo123 wrote: »

Also, if you have reported this incident to your insurance company and you decide not to persue the insurance claim at a later date be aware that the fact that you have contacted your insurance company can be classed as a claim which may affect any NCB or your next years premium.

I dont think is true to be honest, or at least I dont think its a common occurance. I have reported two seperate incidents I have had to my insurance companies in recent years (two different insurers) and neither went on to be a claim as I settled with the people involved myself, and neither incident in any way affected my premium or NCB. If you do with to proceed claiming from your own insurer or the other parties then your insurance company must be notified fairly shortly after the incident so that they have a record of the incident.

If anyone has experience to prove otherwise then Im happy to be proven wrong (or not happy, in this case!)

mr.hider

@rolion: I could expose the car registration number, but what good would it do. I recon the world is small enough for some one who knows the lady might let her know that I am reasonable. It is just the way I am, I don't like to beat the person without giving her the chance to explain herself.

coolbeans

mr.hider wrote: »

@rolion: I could expose the car registration number, but what good would it do. I recon the world is small enough for some one who knows the lady might let her know that I am reasonable. It is just the way I am, I don't like to beat the person without giving her the chance to explain herself.

She had ample chance to explain herself at the scene. Instead she opted to bugget off. Shock me arse. You're being very naive and by not reporting the uncident in a timely fashion you are complicating things quite possibly to your disadvantage.

Anan1

mr.hider wrote: »

@LIGHTNING: I have reported it to the Garda straight after the accident. So it is full process, unless lady in question makes an effort to rectify the problem.

Have you informed your insurer?

mr.hider

@Anan1: yep.

Limbo123

djimi wrote: »

I dont think is true to be honest, or at least I dont think its a common occurance. I have reported two seperate incidents I have had to my insurance companies in recent years (two different insurers) and neither went on to be a claim as I settled with the people involved myself, and neither incident in any way affected my premium or NCB. If you do with to proceed claiming from your own insurer or the other parties then your insurance company must be notified fairly shortly after the incident so that they have a record of the incident.

If anyone has experience to prove otherwise then Im happy to be proven wrong (or not happy, in this case!)

This happened to my mum two years ago.

Anan1

mr.hider wrote: »

@Anan1: yep.

Good man. Have you heard from the Gardaí yet? A similar thing happened to a friend of mine a few years back and the Gardaí told the other party to either pay up or be prosecuted - it wouldn't surprise me if that's what they do with your woman.

mr.hider

@Anan1: it is only 24 hours since the accident, so I guess give'm another day or so.

djimi

Limbo123 wrote: »

This happened to my mum two years ago.

And what grounds did they give her for trying to penalize her for a claim that she never made? Did she fight it?

BohsCeltic

Sorry for bumping an old thread but my car was hit whilst parked at a filling station, a witness told me when i came out from paying for my petrol and i notified both the gardai and my insurance company but have had no luck despite giving in the reg number of the car and a contact name and number of the witness.
I was told by my insurance company that notifying them would have no effect on premium as i am just third party fire and theft and i was not at fault.
Low and behold i get my renewal form in and the premium has jumped 50% :mad:

Has anyone been in a similar situation before ?
This happened over 3 months ago and i find it strange that they could not find the culprit despite the garage having CCTV aswell

TwoShedsJackson

BohsCeltic wrote: »

Low and behold i get my renewal form in and the premium has jumped 50% :mad:

Probably nothing to do with you notifying them of anything. It's just the standard 'we'll chance our arm in the hope he's too lazy to start ringing around' quote. Especially likely if you never actually claimed on your insurance. Ring them.

Atomic Pineapple

BohsCeltic wrote: »

Sorry for bumping an old thread but my car was hit whilst parked at a filling station, a witness told me when i came out from paying for my petrol and i notified both the gardai and my insurance company but have had no luck despite giving in the reg number of the car and a contact name and number of the witness.
I was told by my insurance company that notifying them would have no effect on premium as i am just third party fire and theft and i was not at fault.
Low and behold i get my renewal form in and the premium has jumped 50% :mad:

Has anyone been in a similar situation before ?
This happened over 3 months ago and i find it strange that they could not find the culprit despite the garage having CCTV aswell

Is there an open claim there on the forms they sent you with the renewal? If not then its likely its just a 50% rise in cost.

BohsCeltic

draffodx wrote: »

Is there an open claim there on the forms they sent you with the renewal? If not then its likely its just a 50% rise in cost.

I've just downloaded it there and there is an open claim showing so its showing 0 years no claims bonus.

Will have to get onto to them in the morning

BohsCeltic

Just an update, they have sort of resolved this issue but the quote is still €200 more expensive than last year so i have changed to another insurer.

However, The claim is still listed on the no claims bonus letter from my original insurer. It shows settled and amount paid €0.00 . I queried them about this and they said it won't affect any thing with my new insurer but i do not trust this statement.
I have already paid for my new policy and i'm worried it might get revoked when they see my no claims bonus as i stated that i had not made a claim or had an accident.

Surely this should not be shown on it as i never actually made a claim ?

Anyone in this business able to clarify my situation please ?

MugMugs

You've got a non fault claim with your insurer. It's not unusual that it's noted and if it's non fault then you declare a non fault claim to your next insurer.

Sorry I see you never actually made the claim as your TPFT and just reported it. Same goes though, it will have no impact on your renewal / new inception.