Car written off - motor tax just paid up for whole year!

Selik

I had a rear tyre blowout on the N7 last Sunday and my car is written off as a result, thankfully no other vehicles were involved or anybody hurt.

I agreed a value of the car this week with the motor engineer this week of €3,500, which I thought was fair enough. We never discussed the fact that I'd taxed the car for the whole year for over €600.

Today I picked up my a few bits and pieces from the car as well as the stereo (my own which I put in myself) and asked about the tax disc as it was missing - it seems the engineer may have removed it to check on the engine size and whatnot. Anyway, I got €450 salvage which means I'll get €3,050 from my insurance company less excess. The problem is I paid my motor tax for the whole year and wanted to get a refund off the motor tax office to put towards paying tax on my replacement car, whenever I get that sorted. The salvage guys said it's nothing to do with them and I couldn't get much joy out of my insurance company as it was nearly 5pm this evening.

I'm going to chase this up big time next week but does anybody know where I stand on this? As far as I'm concerned my insurance company should pay for most of the motor tax, am I right? The salvage guys said I could get it back if they issue an end of life cert for the car but what if it goes back on the road?? Am I screwed then? They also said this issue comes up from time to time and people usually end up getting compensated by the insurance company.

Seems totally unfair that I've just paid my tax for the year and might now have to shell out again. I never would've agreed on a value of €3,500 for the car if I thought my motor tax was gone too.

Any help, opinions or ideas welcome!

alias no.9

Without an end of life certificate from the salvage guys, you can't claim anything back. So its everything to do with them.

Dingatron

It's nothing to do with your insurance company contact the Tax Office. Mind you if you sold the car the tax disc may no longer be yours any more. Not sure on this but someone here will know.

http://www.citizensinformation.ie/en/travel_and_recreation/motoring_1/motor_tax_and_insurance/motor_tax_rates.html


Refunds of motor tax

It is possible in certain circumstances, to claim a refund of motor tax. Your application for a refund, should be made directly to you local motor tax office, on Form RF120 (pdf). Circumstances where you may claim a refund of motor tax include;

The vehicle has been scrapped/destroyed or sent permanently out of the State,
The vehicle has been stolen and has not been recovered by the owner,
The vehicle has not been taken out or used in a public place at any time since the issue of the current disc,
The owner of the vehicle has ceased, because of illness, injury or other physical disability, to use the vehicle,
The owner of the vehicle has ceased, because of absence from the state for business or educational purposes, to use the vehicle,
The owner of the vehicle has ceased, because of service overseas with the Defence Forces, to use the vehicle.

Tax discs must be surrendered immediately as refunds are generally calculated from the first of the month following the surrender of the disc. A minimum of three unexpired whole calender months must be left on the disc when surrendered. Where a vehicle has been scrapped you will need a certificate of destruction issued by an End-of-Life Vehicle (ELV) Authorised Treatment Facility.

Selik

But should I try and get some money off my insurance company for the motor tax? Otherwise I've been screwed to the tune of around €600! :mad:

SilverBell

Giles wrote: »

But should I try and get some money off my insurance company for the motor tax? Otherwise I've been screwed to the tune of around €600! :mad:

You have to check your insurance policy to see what is covered. They may not cover certain costs, eg, flat tyres, blown engines etc. so motor tax may well be in there too. G'luck.

Anan1

I had the same thing happen to me a few years back, and had my insurer (FBD) incorporate the value of the tax into the agreed value of the car.

Gumbo

Giles wrote: »

But should I try and get some money off my insurance company for the motor tax? Otherwise I've been screwed to the tune of around €600! :mad:

claim the tax back from your local motor tax office.

form = http://www.dublincity.ie/RoadsandTraffic/MotorTax/Pages/MotorTaxRefund.aspx

mickdw

If they have reduced your payout by the salvage value, that surely means that they have left the car in your ownership and therefore the tax and what to do with it is your choice. You can sell the car for braking and claim the tax back or you can sell it on to someone to put back on the road but if doing that, the tax will go with it.

Ardennes1944

same thing happened my gf 6months ago. got all her tax back when she handed in the destruction notice

Selik

I already got 450 salvage for my car but at the moment I have no idea if it's going to be scrapped or go back on the road.

It's looking like my insurance company are going to sort me out..... the engineer who assessed my car for value had the tax as out-of-date (the disc was there, but it seems to have vanished since the accident, strange). The Claims department will be talking to the engineer again about reassessing the value now and I've already managed to get a letter from the motor tax office confirming my tax is paid til the end of this year.

wexford12

Id say the scrap yard has claimed back the tax its the oldest trick in the book