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Forestry Insurance

  • 02-02-2012 8:49pm
    #1
    locky76
    Registered Users, Registered Users 2 Posts: 867 ✭✭✭


    What's the story with forestry insurance?
    I'm told you insure for fire, wind blow, theft and third party insurance.
    What sort of money per acre would you be looking at for 20 year old spruce?
    Any info on providers or people's experiences would be greatly appreciated.;)


Comments

  • #2
    greenfingers89
    Closed Accounts Posts: 262 ✭✭greenfingers89


    straight from google:rolleyes: :

    http://www.forsure.ie/Insurance-Information.html
    http://www.forestry.ie/fordirectory_ins.htm
    http://www.forestryservices.ie/insurance
    http://www.ifa.ie/Forest/FBDForestryInsuranceDeal.aspx


    if you have a farm already insured with someone then its worth ringing them as they might cut a better deal for you
    as you mentioned you can insure for various things. regarding fire i recommend you get replanting and loss of earnings cover.
    you need to ring and explain the details of the site to get prices


  • #3
    Jack180570
    Registered Users, Registered Users 2 Posts: 349 ✭✭Jack180570


    locky76 wrote: »
    What's the story with forestry insurance?
    I'm told you insure for fire, wind blow, theft and third party insurance.
    What sort of money per acre would you be looking at for 20 year old spruce?
    Any info on providers or people's experiences would be greatly appreciated.;)

    Regarding insurance definitely NOT FBD... the policy is inadequate in several serious ways. You should choose www.forsure.ie, its an excellent policy and it does what it says on the can...
    Main differences are:
    FBD cover fire brigade charges but not firefighting costs... Forsure cover both up to 70 or 80K
    If for example you insure your forest against fire for 50K and it all burns down, with FBD its actually 'up to 50k' and an assessor will come out and then value the forest and estimate the damage.... if you insure your forest for 50K with forsure, and it all burns you get paid 50K.
    On replanting... with FBD it is literally that, the cost of replanting the forest... with forsure its the cost of replanting and maintaining it for the following four years, just like the Department want and you will need...


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