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Anyone insured with Tesco?

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  • 24-01-2012 12:05pm
    #1
    Mathiasb
    Registered Users Posts: 425 ✭✭


    Hoi,

    I've been calling around getting quotes.

    * 123.ie won't insure if you're under 30, and you need at least 1 year experience
    * Quinn quotes me for €1719 (3rd party)
    * Axa.ie quotes me for €1635 (3rd party)
    * Aviva.ie quotes me for €1755 (3rd party)
    * Allianz.ie won't quote (1 year experience needed)
    * Tesco bank €1258 (3rd party) or "comprehensive value" €1332 <- !!
    * Nononsense.ie needs 3 years no-claim
    * FirstIreland.ie €1639 (3rd party)

    So my question is, since Tesco is so much cheaper than the others, are they so bad, any gotchas? Do you guys know someone who uses them?
    Info: http://www.tesco.ie/finance/carinsurance/ourpolicies.html

    Cheers,
    Tagged:


Comments

  • Options
    #2
    Chriscl1
    Registered Users Posts: 998 ✭✭✭Chriscl1


    What have you bought??


  • Options
    #3
    YouTookMyName
    Registered Users Posts: 3,361 ✭✭✭YouTookMyName


    Fbd.ie? Go into your broker as being over 25 there's a few more company's that will quote you.


  • Options
    #4
    Max Power1
    Closed Accounts Posts: 10,272 ✭✭✭✭Max Power1


    No way to know if the quotes are good or bad without knowing your

    age
    NCB level
    Licence or permit
    Car type and engine size


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    #5
    bazz26
    Registered Users Posts: 51,202 ✭✭✭✭bazz26


    These cheap quotes can be like Ryan Air cheap website flight prices. By the time you add in all the additional costs they are not as cheap as they initially appear to be.

    Make sure you compare what is covered under everyone of those quotes. A "cheap" quote can have benefits such as NCB proction, breakdown assistance, low excess and windscreen cover removed to make them look like good value.

    When I got a quote from tesco it was cheap but when I added on my existing benefits to the policy it actually worked out more expensive than my renewal.


  • Options
    #6
    pa990
    Registered Users Posts: 3,884 ✭✭✭pa990


    windscreen cover is an absolute must.

    a cracked or damaged windscreen can happen from a flying stone, and its something you have no control over.

    Windscreens can be expensive


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  • Options
    #7
    kildare.17hmr
    Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    I ended up going with tesco for my last renewal, same story as you i got some rediculas quotes from 123 and the likes. Very happy with the price and the policy and saved over 300 quid from my renewal quote


  • Options
    #8
    Mathiasb
    Registered Users Posts: 425 ✭✭Mathiasb


    Max Power1 wrote: »
    No way to know if the quotes are good or bad without knowing your

    age
    NCB level
    Licence or permit
    Car type and engine size

    Duh, sorry.
    25
    NCB: none
    Full EU license
    Opel Astra 1.4, -98


  • Options
    #9
    hdowney
    Registered Users Posts: 12,921 ✭✭✭✭hdowney


    well throw my hat in the ring i have a 2l nissan primera. i am a 26yo female provisional licence with 5+ years ncb on the mothers policy. i got insured with rsa for 52and change per month.


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