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Ulster Bank ECB Tracker Rates

  • 21-01-2012 4:58pm
    #1
    Cypresstree
    Registered Users, Registered Users 2 Posts: 234 ✭✭


    Hi all,
    Is there anywhere I can go to find out what the UB are charging their current ECB tracker mortgage customers?

    Also is there anywhere I could find out what the rate was five years ago?

    I know its a bit random, but Im coming off my fixed rate in a few months, and am hopeful of returning to a tracker..

    Any help would be appreciated

    Thank you!


Comments

  • #2
    3DataModem
    Registered Users, Registered Users 2 Posts: 4,077 ✭✭✭3DataModem


    Cypresstree wrote: »
    Hi all,
    Is there anywhere I can go to find out what the UB are charging their current ECB tracker mortgage customers?

    Also is there anywhere I could find out what the rate was five years ago?

    I know its a bit random, but Im coming off my fixed rate in a few months, and am hopeful of returning to a tracker..

    Any help would be appreciated

    Thank you!

    I've had a Ulster Bank rate of ECB plus 1.15% since Nov 2004.

    The rate offered at any time is different per customer, first timer, LTV, etc.


  • #3
    rameire
    Registered Users, Registered Users 2 Posts: 4,241 ✭✭✭rameire


    not being smart, but they should have the details on their mortgage systems at Ulster Bank.
    or
    do you have a copy of your loan offer, the tracker that your were on should be noted on it.
    good luck.
    also if you do ring them, ask them what will the tracker be when you finish the fixed rate, they may be able to tell you.

    🌞 3.8kwp, 🌞 Clonee, Dub.🌞



  • #4
    Cypresstree
    Registered Users, Registered Users 2 Posts: 234 ✭✭Cypresstree


    Hi there,
    Thanks a million for the replies!

    my mortgage offer does say that following my fixed rate period, the remainder of my mortgage is the subject of a tracker mortgage. But nowhere in the document does it say at what rate! Im just hoping I'll get the going rate, or maybe they slap 4% on me or even higher!


  • #5
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    Call the mortgage centre. Ask them and get answers. They have all the information at hand.


  • #6
    chris85
    Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    Cypresstree wrote: »
    Hi there,
    Thanks a million for the replies!

    my mortgage offer does say that following my fixed rate period, the remainder of my mortgage is the subject of a tracker mortgage. But nowhere in the document does it say at what rate! Im just hoping I'll get the going rate, or maybe they slap 4% on me or even higher!

    Your original mortgage agreement would have the rate agreed for ECB+% on it. It should have this.

    Or as said just ring them and they will tell you.


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  • #7
    Ogham
    Registered Users, Registered Users 2 Posts: 1,844 ✭✭✭Ogham


    according to this http://mortgages.blogs.ie/2007/02/05/88/
    - In Feb 2007 Ulster had a tracker rate available of ecb plus 0.95% (Rate of 4.45) (ECB rate was 3.5% then) . That was for LTV under 80%.

    If you got that now - it would mean a rate of 1.95% !


  • #8
    ronan45
    Registered Users, Registered Users 2 Posts: 1,584 ✭✭✭ronan45


    Cypresstree wrote: »
    Hi all,
    Is there anywhere I can go to find out what the UB are charging their current ECB tracker mortgage customers?

    Also is there anywhere I could find out what the rate was five years ago?

    I know its a bit random, but Im coming off my fixed rate in a few months, and am hopeful of returning to a tracker..

    Any help would be appreciated

    Thank you!


    Join the club Cypress :D did you switch from your tracker to a fixed? Theres a few people on boards that did that and were hopeful to get it back. When did you fix and for how long?


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