An Post Savings Certificate

janullrich

I am going to take 3k out of my current acct (because it is a waste of time being there) and invest it somewhere where it makes a little return over a number of years but where there is no dirt or not much risk. Is An Post Savings Certificate a good way of going this or should I contact New Ireland/Zurich etc re a lump sum investment? Any advise will be great.

homer911

Go with the Savings Cert if you are prepared to commit your funds for the full period

Black Rock

Money places in the State Savings products under the management of the National Treasury Management Agency is available at any time without penalty - no loss of principal. There is an interest rate table which shows how much interest you will get if you need to cash in early.
See
http://www.ntma.ie/StateSavings/stateSavings.php

Or the interest rate table at
http://www.ntma.ie/Publications/2011/State_Savings_interest_rates_January2012.pdf