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Mortgage Payment Protection

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  • 06-01-2012 12:41am
    #1
    xi
    Registered Users Posts: 388 ✭✭


    I am in the process of claiming Mortgage Payment Protection and the insurance company have come back with a question.

    Quick Background ...

    I had to leave work due to a back problem Janurary 2011

    In February 2011 the company I worked for went into liquidation and I lost my job.

    In April 2011 I stopped claiming Illness Benifit and started claiming Jobseekers.

    The Social Welfare office rightfully state I started claiming Jobseekers from April 2011.

    The Insurance company want to know why I was not claiming Jobseekers from February, I am afraid to answer I was sick as they do not cover back conditions.

    Any suggestions?


Comments

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    #2
    jimoc
    Registered Users Posts: 634 ✭✭✭jimoc


    Be honest, otherwise when they find out that you were lying (or withholding information relevant to the payout), the may not pay out anything.


  • Options
    #3
    Gaffs89
    Registered Users Posts: 321 ✭✭Gaffs89


    jimoc wrote: »
    Be honest, otherwise when they find out that you were lying, the may not pay out anything.
    I agree .Not worth it for on months cover.It's an insurance company they won't cover you at all if they can get out of it.We had this cover and it paid our mortgage for almost year.It's to valuable to mess with.


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    #4
    Iamhere
    Registered Users Posts: 253 ✭✭Iamhere


    You need to tell them you were off sick up to April, the fact they don't cover back conditions would be no reason to decline a claim for unemployment.


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    #5
    xi
    Registered Users Posts: 388 ✭✭xi


    Thanks for the advice guys


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