Voluntary redundancy

the GALL

A friend of mine has been offered redundancy from her company, she is thinking of taking it. From reading here I'm guessing she would not be entitled to the JSB for 9 weeks(?) what happens after that Does she get the dole then? is she means tested? her husband is long term unemployed and doesnt receive anything from the dole office they have one child together and he has one child from a previous relationship. Would they get help from the CWO with regards the mortgage payments?
Cheers in Advance

mrsbyrne

Your friend taking voluntary redundancy would not disqualify her from getting a jobseekers payment straight away. if she has enough correct PRSI contributions she will get euro188 for herself plus euro124 for hubby plus euro29.80 for each child that lives with them. Getting mortagage interest supplement from the CWO will be far more tricky though:eek:

the GALL

I was thinking that myself. She has enough 'stamps' to cover her for the year with the dole but it's the mortgage that they are worried about with the CWO and mortgage payments are they means tested? Their mortgage is €800ish the reason she is thinking of taking the redundancy is she drives 1000+Km to work a week leaves @6:30 and is home by 18:00ish and is at the very end of her sanity and all the other excuses that people are faced with today.

mrsbyrne

mortgage interest supplement is means tested. have a look at this.
http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/supplementary_welfare_schemes/calculating_mortgage_interest_supplement.html

brightspark

JSB may be withheld for up to 9 weeks depending on the amount of redundancy (starts at one week for over 50,000 and increases to 9 weeks for over 90,000)

http://www.welfare.ie/EN/Schemes/JobseekerSupports/JobseekersBenefit/Pages/jb.aspx

Redundancy
If you are under 55 and get a redundancy payment of more than €50,000 you are disqualified from claiming Jobseeker's Benefit. The table below shows how long you may be disqualified for. The length of the disqualification is at the discretion of the deciding officer (who can take your circumstances into account). Any period of disqualification is subtracted from your total Jobseeker's Benefit entitlement. So if you are disqualified for 3 weeks (which is 18 days payment) your JB claim starts on day 19.

Of course a redundancy payment of that size would help reduce the mortgage balance to a more managable amount.

eastbono

If a person receives a large redundancy package which would mean a disqualification period its best not to make you claim until after the disqualification period expires. If you make you claim before the disqualification period then your time on jobseekers benefit will be reduced by this period. If you make you claim after the disqualification period then you will be entitled to the full 312 days of jobseekers benefit.

The above advice is in no way defrauding sw. Its common practice for sw offices to tell people who fall into the above scenario to go away and come back and make their claim at the later date.


http://www.welfare.ie/EN/Schemes/JobseekerSupports/JobseekersBenefit/Pages/jb.aspx

Scroll down to redundancy section to see disqualification periods.

brightspark

As regards the mortgage supplement the criteria is outlined here

http://www.welfare.ie/EN/Schemes/SupplementaryWelfareAllowance/Pages/MortgageInterstSupplement.aspx