finding an address

ballsymchugh

how do you find a current address for someone in ireland with regard to debt collection? over here in the UK the debt collectors can put tracers on someone's name and if they apply for any kind of credit, then the new address will pop up.
is there any equivalent in ireland?

bigneacy

ballsymchugh wrote: »

how do you find a current address for someone in ireland with regard to debt collection? over here in the UK the debt collectors can put tracers on someone's name and if they apply for any kind of credit, then the new address will pop up.
is there any equivalent in ireland?

Also interested in this answer.

Carawaystick

How does a tracer on a name work for John or Mary Murphy??

later12

The information is less transparent in Ireland.

If I put mine or my sibling's names (having been registered to vote in the UK) into google, I immediately come up with search results that can outline our recent UK addresses, length of occupancy of our homes/ leases, and corresponding property prices.

However, to find corresponding information in Ireland, I would need to know some part of the individual's address to check the electoral register, and I wouldn't be able to establish his or her tenancy or residential details to the same degree.

It's much easier to remain 'invisible' in Ireland, or relatively so from a layman's perspective. Obviously statutory authorities have significantly greater scope for investigation into the whereabouts of individuals.

BrianD

ballsymchugh wrote: »

how do you find a current address for someone in ireland with regard to debt collection? over here in the UK the debt collectors can put tracers on someone's name and if they apply for any kind of credit, then the new address will pop up.
is there any equivalent in ireland?

Ahh TRACERS, what a murky world. With the current enquiries ongoing in the UK over phone hacking and the like, I hear that there's quite a few legal firms washing their hands of these guys or at least not asking them to come to the office.

Tracers are usually companies or individuals who pay off people in telcos, govt depts etc for addresses etc.

There's one in court about to go to court so it should be interesting to see what surfaces there.

JCJCJC

In the uk you have websites like 192.com which combine the electoral register and the phone book. There's no equivalent here. If you have any idea where someone is living, you can check the voter's register for that address, either online or in the local council offices, library, garda station or post office. You need not disclose who you are asking about - just look at the register for a given road, street or townland.
That will tell you if the person, at least in the opinion of whoever compiled the register, was at that address whenever the register was compiled.
If you know the reg number of your subject's car, you can go along to any motor tax office, pay a very small fee, and provided your reason for requesting the information is bona fide you are entitled to the name and address of the registered owner of the car. If the car is not kept at the given address, that's an offence which you can report to the gardai or the council and they'll take it from there, but the process may reveal the whereabouts of your debtor. If you really want to hunt down the debtor, issue proceedings in court, and if they don't turn up a bench warrant can be issued which puts the gardai on the trail.

Our man in Havana

If you know the reg number of your subject's car, you can go along to any motor tax office, pay a very small fee, and provided your reason for requesting the information is bona fide you are entitled to the name and address of the registered owner of the car.

Not a chance!

JCJCJC

Our man in Havana wrote: »

Not a chance!

32 years experience of this, it's a legal entitlement.

ResearchWill

JCJCJC wrote: »

32 years experience of this, it's a legal entitlement.

I always thought this was not allowed. Can you point to the relevant info on this.

JCJCJC

ResearchWill wrote: »

I always thought this was not allowed. Can you point to the relevant info on this.

You're asking the right question. ROAD VEHICLES (REGISTRATION AND LICENSING) REGULATIONS, 1958, Reg 17(2)(a).


Still good law as far as I know anyway.

Our man in Havana

The Data Protection Act 1988 would trump that.

JCJCJC

Our man in Havana wrote: »

The Data Protection Act 1988 would trump that.

Well, I worked 'in the system' until I retired a few years ago and the '58 regs were still operative the last time I needed to know. I'll speak to a person still on the job in the coming week and see if the 88 Act changed anything.

Our man in Havana

If it was as easy as you make out, then these private parking companies would be buying the names of car owners so they could pursue their bogus charges like in the UK.

I also doubt debt collection would be a valid reason to release details.

ResearchWill

JCJCJC wrote: »

Well, I worked 'in the system' until I retired a few years ago and the '58 regs were still operative the last time I needed to know. I'll speak to a person still on the job in the coming week and see if the 88 Act changed anything.

Thanks for that, if it is still in opperation, then as the data is being used for the purpose it was given for that is to identify the registered owner of a MPV then data protection may not have any impact. I assume once the officer is satisfied that the use is legal and satisfies the data protection act it should be ok.

But I agree with our man in Havana debt collection would more than likely be in an invalid reason. A report of a crash would on the other hand be a good reason.

JCJCJC

ResearchWill wrote: »

Thanks for that, if it is still in opperation, then as the data is being used for the purpose it was given for that is to identify the registered owner of a MPV then data protection may not have any impact. I assume once the officer is satisfied that the use is legal and satisfies the data protection act it should be ok.

But I agree with our man in Havana debt collection would more than likely be in an invalid reason. A report of a crash would on the other hand be a good reason.

Yes, but think it through - the aftermath of a rta is, on the civil side, a debt anyway. If you have a rta and the gardai don't come and it's only material damage to your vehicle, aren't you essentially in a debtor/creditor situation then.

ResearchWill

JCJCJC wrote: »

Yes, but think it through - the aftermath of a rta is, on the civil side, a debt anyway. If you have a rta and the gardai don't come and it's only material damage to your vehicle, aren't you essentially in a debtor/creditor situation then.

Well I like the thought process but the issue is that in the RTA your only information is that the car with a reg number crashed into your car and I assume drove away. The purpose of registering a car is for the purpose of identity.

You on the other hand do not get credit with only your registration number. So the purpose you give your details when you reg a car is not so your details can be given to a bank.

JCJCJC

ResearchWill wrote: »

Well I like the thought process but the issue is that in the RTA your only information is that the car with a reg number crashed into your car and I assume drove away. The purpose of registering a car is for the purpose of identity.

You on the other hand do not get credit with only your registration number. So the purpose you give your details when you reg a car is not so your details can be given to a bank.

As my kids say to everything: yeah but...if you finance a car, stop making the payments and move from the address you gave them, doesn't that then give the bank a legitimate reason to ask for your current details so that they can grab either you or the car, or both?

JCJCJC

Checked - 58 regs still good law. Go along to your local motor tax office and ask to see the Authorised Officer.

Our man in Havana

Can you cite the valid reasons that the Authorised Officer will release information?

JCJCJC

Our man in Havana wrote: »

Can you cite the valid reasons that the Authorised Officer will release information?

As you said to me initially dude - not a chance

Our man in Havana

No need to be ignorant.

JCJCJC

Our man in Havana wrote: »

No need to be ignorant.

Ignorance is lack of knowledge - clearly I have the relevant knowledge q.e.d., so you don't mean me. Rock on, dude

Our man in Havana

I see there can be no legitimate reason for information to be released to civilians by a tax office. If a Member of the Public wants the info for a good and proper reasons they would go thru the Gardaí e.g. traffic accident etc.

I can't honestly see the AO in a tax office giving me the owner details of some random vehicle just because I ask.