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Student overdraft Vs Student Credit card?

The Proletariat · 2012-01-03 23:18:44

Folks, Im looking to get about €600 overdraft from AIB and just have a few questions. Im graduating in October so, 1. will it have to be payed in full then or instalments? 2. would an interest free credit card be better? 3. will the amount definately be approved? 4. and if so how long? Cheers

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04-01-2012 12:18am

#1

The Proletariat

Registered Users Posts: 11 ✭

Join Date: August 2010

Posts: 6

Folks,
Im looking to get about €600 overdraft from AIB and just have a few questions. Im graduating in October so,

1. will it have to be payed in full then or instalments?
2. would an interest free credit card be better?
3. will the amount definately be approved?
4. and if so how long?

Cheers

0

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#2 04-01-2012 11:11pm
peteb2

Registered Users Posts: 1,813 ✭✭✭

Join Date: February 2010

Posts: 1622

What are you looking for 600 quid for? i.e. will a credit card cut the mustard? I would assume an overdraft is an extension facility to your current account and not a loan. So i don't think you can really pay it back that way. Nor would it be a definite guarantee of getting it. Subject to normal criteria.

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