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Need advice on applying for mortgage

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  • 31-12-2011 11:52pm
    #1
    unknownartist
    Closed Accounts Posts: 1 ✭


    Hi

    I wondering if anyone can help me?
    I am a single person with one child whom has a disability. I want to apply for a mortgage and I am only allowed to work 15 hours a week because I am on careers. Can I still Qualify does anyone know or has anyone faced this problem as well?


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    #2
    Mac0783
    Registered Users Posts: 479 ✭✭Mac0783


    hi

    you should definitely talk to the bank, however i would also suggest you contact westmeath co. co. and speak to them about affordable housing. very good prices and these days a large selection of houses available plus they should be more open minded about assessing income.

    although with the way the market is going would you consider perhaps waiting another 6 months or so and see prices drop even more?

    be aware that interest rates are quite high at the moment and you are looking at, at least 5 - 6%...


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