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Cancelled Direct Debit - Can I still be charged if it's bounced?

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  • 02-12-2011 12:41pm
    #1
    TotallyEpic
    Registered Users Posts: 554 ✭✭✭


    Hey,

    I cancelled a direct debit a week or two ago, because the company I set it up with pretty much lied to me when I signed up. I cancelled it online with PTSB, and I just saw today that the DD bounced for €0, so that's good. What I'm afraid of now is that I'll be charged for the bounced DD, even though I cancelled it in plenty of time.

    Would I have any comeback if I'm charged?

    Thanks.


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    #2
    Jet Black
    Registered Users Posts: 3,841 ✭✭✭Jet Black


    No. Only by the company can charge for whatever the costs are, they will probably just send you a letter about it. It's just seen from the banks perspective as a company trying to take money from your account without your permission.


  • Options
    #3
    Legislator
    Registered Users Posts: 139 ✭✭Legislator


    Highly unlikey that you will be charged by your bank - check your T&C's to be sure.


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