Quinn Insurance going up AGAIN

fishy fishy

Quinn Insurance has only recently upped their prices - now they are upping them again by another 12 percent from january. Can somebody tell these people that wages are going DOWN. same with the esb. What are they trying to do to us. Everyone will be on the public health service soon. Is that what they want. :mad:

fishy fishy

Sitec wrote: »

Don't use Quinn, there's plenty of other insurance company's out there.

who are all playing the same game. also if you want to switch companies now there is a charge. another gimmick they introduced.

Nuttzz

blame government policy and risk equalisation

hondasam

Plenty of other insurance companies out there. Quinn are probably the worst in the market anyway.

TheZohanS

I blame sick people.

SeaFields

I imagine the OP is talking about the health insurance market in which case there isn't plenty of other companies out there.

LaFlammeRouge

Sitec wrote: »

Don't use Quinn, there's plenty of other insurance company's out there.

There is only Quinn, VHI and Aviva: http://www.hia.ie/ci/health-insurance-comparison


Don't drop your private health insurance, it will save your life.

fishy fishy

yes, thankyou it is the health insurance i am talking about. I have shopped around and it seems they are all at the Raising prices game and a charge if you want to switch.

If anyone above can advise on their experience with other health insurances please elaborate here. Maybe I am missing something

Professey Chin

Nuttzz wrote: »

blame government policy and risk equalisation

This pretty much

Einhard

Nuttzz wrote: »

blame government policy and risk equalisation

Wasn't risk equalisation rendered unconstitutional two years ago?

fishy fishy

LaFlammeRouge wrote: »

There is only Quinn, VHI and Aviva: http://www.hia.ie/ci/health-insurance-comparison


Don't drop your private health insurance, it will save your life.

at this rate ill be keeping my health insurance to cover my hypothermia and anemia

tommyboy2222

Well you're gonna love the 2% increase to all Pvt Motor and Home policies coming in January to make up for Quinn Insurance losses then !

Wouldn't it be great if someone who had Quinn car and health insurance had a heart attack (and survived) while driving and crashed (and survived) into the Quinn insurance building?

Vicxas

Quinn have been taken over by liberty Mutual (or something) so they'll probably hike a load of stuff up.

Liam Byrne

LaFlammeRouge wrote: »

There is only Quinn, VHI and Aviva: http://www.hia.ie/ci/health-insurance-comparison


Don't drop your private health insurance, it will save your life.

Really ? Despite the stress-induced heart attack when they arbitrarily hammer you with a completely unjustified price hike because of their bad gambling decisions ?

Saila

is it me or is there a point to it other than getting a few days worth of hospital if you need it

save the money you would spend on the insurance and put it into a savings account to use on a rainy day when you otherwise would have used the health insurance?

Professey Chin

Saila wrote: »

is it me or is there a point to it other than getting a few days worth of hospital if you need it

save the money you would spend on the insurance and put it into a savings account to use on a rainy day when you otherwise would have used the health insurance?

Have you ever seen a hospital bill? Christ they can get expensive fast

strandroad

The Great Chinholio wrote: »

Have you ever seen a hospital bill? Christ they can get expensive fast

But there's a yearly cap and it's lower then yearly insurance rates.

The real point of having your insurance is to skip long lines for public visits, treatments and tests. You are also more likely to have more tests done if they can charge the insurer for it.

animaal

Saila wrote: »

is it me or is there a point to it other than getting a few days worth of hospital if you need it

In theory, health insurance might allow you to have a private room etc, but in practice you're unlikely to get one.

The only real point of health insurance in this country is that it allows you to be treated, rather than thrown to the back of a looong waiting list. That alone makes it worth paying for. It's cr@p, but it's true.

SeaFields

The Great Chinholio wrote: »

Have you ever seen a hospital bill?

and the public waiting lists! :eek::mad:

Saila

The Great Chinholio wrote: »

Have you ever seen a hospital bill? Christ they can get expensive fast

yeah Ive had a few, 75 a day for an inpatient stay. that covers everything that you get done there for diagnosis and treatment*

might be different for operations*

Nuttzz

Einhard wrote: »

Wasn't risk equalisation rendered unconstitutional two years ago?

yep, but then they changed the law to allow it, those changes take place in 2012

http://www.hia.ie/regulation/risk-equalisation.htm

Capt'n Midnight

animaal wrote: »

In theory, health insurance might allow you to have a private room etc, but in practice you're unlikely to get one.

The only real point of health insurance in this country is that it allows you to be treated, rather than thrown to the back of a looong waiting list. That alone makes it worth paying for. It's cr@p, but it's true.

The other point is that if you own a house you won't have to sell it to pay for treatment.

jester77

Health costs are rising everywhere, people are living longer. My health insurance is going up around €35 a month from January which works out at around 9%. It's not just an Irish problem.

moco

I likv in the UK so don't have health insurance. How much is it usually per month? Do most people have it? Do you still have to pay for doctors appointments if you have health insurance?

jester77

moco wrote: »

I likv in the UK so don't have health insurance. How much is it usually per month? Do most people have it? Do you still have to pay for doctors appointments if you have health insurance?

It will be different in the UK to other countries. Where I am it is mandatory to have but I have the most basic one, costs €420 a month but as it's so cheap I have to cover the first €550 of medical costs per year.

moco

jester77 wrote: »

It will be different in the UK to other countries. Where I am it is mandatory to have but I have the most basic one, costs €420 a month but as it's so cheap I have to cover the first €550 of medical costs per year.

Is that in Ireland? We don’t know how lucky we are in the UK having it all for free, but when I move back to Ireland I suppose I’ll have to get it.

jester77

moco wrote: »

Is that in Ireland? We don’t know how lucky we are in the UK having it all for free, but when I move back to Ireland I suppose I’ll have to get it.

that's in Germany

Raging_Ninja

Blame Sean Quinn and his family for running his business into the ground in order to pay off other debts.