Managed Funds

Finical

Hey everyone,

Sorry if this is in the wrong place, but for an assignment part of it is recommend a few managed fund options that might give adequate diversification.

Where would I go to get managed funds? and Just say I invest in a managed fund do certain banks or wherever do them only invest in a certain area. Like if I wanted a management fund off a certain bank would they only invest in just say property in Germany or can a bank diversify their funds themselves?

Sorry if I'm unclear I'm a bit lost with it all.

Thank for any replies and advice.

Pablo Sanchez

Managed funds are generally made up of a mix of equities (normally spread around a number of regions, these will make up the majority of the fund 55-75%), with the balance held in a mix of property, bonds and cash. The actual make up of the fund will change almost daily based upon the fund managers decisions and the funds stated mandate.

If you are interested in specifying in particular areas such as german property etc, most life assurance companies will have funds that are specific, ie a international equity fund, emerging market fund, irish/uk/european prperty, currency funds, bond funds etc.

Visit the websites of the different life companies and check out their fund factsheets.....and speak to a broker/financial advisor before making your decision!

Finical

Pablo Sanchez wrote: »

Managed funds are generally made up of a mix of equities (normally spread around a number of regions, these will make up the majority of the fund 55-75%), with the balance held in a mix of property, bonds and cash. The actual make up of the fund will change almost daily based upon the fund managers decisions and the funds stated mandate.

If you are interested in specifying in particular areas such as german property etc, most life assurance companies will have funds that are specific, ie a international equity fund, emerging market fund, irish/uk/european prperty, currency funds, bond funds etc.

Visit the websites of the different life companies and check out their fund factsheets.....and speak to a broker/financial advisor before making your decision!

Thanks for the reply.

Don't worry I won't be getting any managed funds in my life yet. "Recommend, with reasons, four managed fund options that might give adequate diversification for the €40,000 earmarked for this purpose."

Do you guys think that would mean I'd have to go to 4 different companies for the funds or just one company and tell them where I want the €40,000 split on? It's just for an assignment I have to do so won't be using my money.

I sort of get the general jist now. Thanks.

homer911

A simple example is the Rabo site, which lists a range of diversified funds from a variety of investment managers

http://www.rabodirect.ie/investments/managed-funds/default.aspx

Finical

homer911 wrote: »

A simple example is the Rabo site, which lists a range of diversified funds from a variety of investment managers

http://www.rabodirect.ie/investments/managed-funds/default.aspx

Nice one. Is there any other sites like rabo where I could see more managed funds? Thanks!

irishh_bob

Finical wrote: »

Hey everyone,

Sorry if this is in the wrong place, but for an assignment part of it is recommend a few managed fund options that might give adequate diversification.

Where would I go to get managed funds? and Just say I invest in a managed fund do certain banks or wherever do them only invest in a certain area. Like if I wanted a management fund off a certain bank would they only invest in just say property in Germany or can a bank diversify their funds themselves?

Sorry if I'm unclear I'm a bit lost with it all.

Thank for any replies and advice.

read an article in the business section of the sindo some time back where some advisor wrote that four out of five managed funds never make any money , any gains are swallowed up in fees , i myself had money with irish life a few years ago , made sure to avoid this country and property , stuck it in india - china and commodities , never made a schilling despite the fact that this was between late 2006 and early 2008

id never touch a managed fund again , the banks make a tidy profit selling them to you and the fund manager ( who you never meet) gets paid regardless , they tend to just peg your money at everything and anything