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Reasonable Insurance with dd conviction??

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  • 11-11-2011 1:43pm
    #1
    HcksawJimDuggan
    Registered Users Posts: 394 ✭✭


    Stupidly made a mistake more than 3 years ago of getting behind the wheel after a good bit of drink. Got pulled at checkpoint and served my 2 years disqualification which ended in May 2011.

    Currently working in Dublin so won't need a car for the foreseeable future but out of curiosity called insure.ie recently for a quote on a car worth €8,000. Came back with a quote for €9,500!!! Guy on the phone said I'd probably be better off going directly to some of the insurance companies and taking an excess on the insurance (Say, I'd pay the first €3,000 of damage if I was in a crash) and I should get it cheaper. Haven't tried it yet but just wondering if anyone has any idea where the cheapest place to get insured is for a prior dd conviction or what's the best way to go about it?

    Will prob get a few smart replies like just don'e drink & drive but any relevant advice would be greatly appreciated.

    And trust me, I have my lesson well and truly learned on drink driving.


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    #2
    oldyouth
    Closed Accounts Posts: 4,754 ✭✭✭oldyouth


    Shilt happens. Online & direct insurers are probably not the home for you. Get a good broker to find a niche market for your circumstances. Main Street insurers don't like DD convictions


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    #3
    ravima
    Registered Users Posts: 848 ✭✭✭ravima


    Your previous insurer might be the best bet. Otherwise, try a broker. there will be a loading of around 200% for your conviction.


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    #4
    coylemj
    Registered Users Posts: 25,361 ✭✭✭✭coylemj


    There's lots of similar threads over on the Motors forum, do a search and you'll get lots of advice.


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