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Definition of "Partner"

  • 05-11-2011 2:57pm
    #1
    alexlyons
    Registered Users, Registered Users 2 Posts: 2,182 ✭✭✭


    Looking to get insured with aviva and if I put my girlfriend down as a partner it drops by €500 but if she's unrelated it jumps €70

    What is the defenition of a partner?

    Thanks


Comments

  • #2
    Al Capwned
    Registered Users, Registered Users 2 Posts: 5,721 ✭✭✭Al Capwned


    Think she may have to be your fianceé - i.e. spouse

    That was the case with me a few years back with Axa.


  • #3
    Idleater
    Registered Users, Registered Users 2 Posts: 6,236 ✭✭✭Idleater


    Erm, could you not ask them? Different insurers may have different definitions, but mine is "living at the same residence " and "unrelated " I.e. not a sister / brother nor someone living elsewhere.

    Edit: Don't have to be nor have to have the intention of marriage


  • #4
    alexlyons
    Registered Users, Registered Users 2 Posts: 2,182 ✭✭✭alexlyons


    ye thanks folks, i couldn't ring them at the time.
    looks like adding my mum to the policy will drop it by €550 which is insane!


  • #5
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    My friend had his girlfriend on his policy, it didn't drop but it was no cost extra. And he was only going out with her about a month.


  • #6
    corktina
    Closed Accounts Posts: 17,733 ✭✭✭✭corktina


    alexlyons wrote: »
    ye thanks folks, i couldn't ring them at the time.
    looks like adding my mum to the policy will drop it by €550 which is insane!

    i don't think the definition of Partner would cover your Mum, not unless you are from Ancient Greece perhaps.


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  • #7
    Buffman
    Registered Users, Registered Users 2 Posts: 2,875 ✭✭✭Buffman


    alexlyons wrote: »
    looks like adding my mum to the policy will drop it by €550 which is insane!

    Yep, had something similar myself last time I renewed. The mind boggles as to how the risk can be less with another person named.
    alexlyons wrote: »
    Looking to get insured with aviva and if I put my girlfriend down as a partner it drops by €500 but if she's unrelated it jumps €70

    What is the defenition of a partner?

    Might be time to pop the question so....:D

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles or cartons to avoid the DRS fee.



  • #8
    alexlyons
    Registered Users, Registered Users 2 Posts: 2,182 ✭✭✭alexlyons


    Buffman wrote: »
    Yep, had something similar myself last time I renewed. The mind boggles as to how the risk can be less with another person named.
    they drop it a bit generally and they're reason is your less likely to drink and drive


    Buffman wrote: »
    Might be time to pop the question so....:D
    Not. A. Chance


  • #9
    paulmclaughlin
    Closed Accounts Posts: 1,299 ✭✭✭paulmclaughlin


    Buffman wrote: »
    The mind boggles as to how the risk can be less with another person named.

    Another person relying on the car to get about makes the main driver more cautious is what I'm guessing.


  • #10
    Buffman
    Registered Users, Registered Users 2 Posts: 2,875 ✭✭✭Buffman


    paulmclaughlin wrote: »
    Another person relying on the car to get about makes the main driver more cautious is what I'm guessing.

    Ye, maybe something like that, but normally they ask about the other drivers NCB etc, which infers they have their own vehicle, as you can only earn 1 NCB per vehicle/policy.

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles or cartons to avoid the DRS fee.



  • #11
    paulmclaughlin
    Closed Accounts Posts: 1,299 ✭✭✭paulmclaughlin


    Buffman wrote: »
    Ye, maybe something like that, but normally they ask about the other drivers NCB etc, which infers they have their own vehicle, as you can only earn 1 NCB per vehicle/policy.

    Don't you mean had? If you have a 5 year NCB on the car you are driving, you have to say you have 0 years on the other car.


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  • #12
    Buffman
    Registered Users, Registered Users 2 Posts: 2,875 ✭✭✭Buffman


    paulmclaughlin wrote: »
    Don't you mean had? If you have a 5 year NCB on the car you are driving, you have to say you have 0 years on the other car.

    That's the case if you're looking to insure 2 cars at the same time, ie. the same person is the policy holder on 2 cars.

    FYI, if you move to a 'smart' meter electricity plan, you CAN'T move back to a non-smart plan.

    You don't have to take a 'smart' meter if you don't want one, opt-out is available.

    Buy drinks in 3L or bigger plastic bottles or glass bottles or cartons to avoid the DRS fee.



  • #13
    Victor Meldrew
    Registered Users, Registered Users 2 Posts: 768 ✭✭✭Victor Meldrew


    paulmclaughlin wrote: »
    Another person relying on the car to get about makes the main driver more cautious is what I'm guessing.

    I think it only makes it cheaper for a bloke to have his Partner on the policy. not always cheaper in the reverse situation

    females are cheaper to insure and she will be careful with your car.

    and it makes you look domesticated / settled / mature (boring) and less likely to be a prat in the car.


  • #14
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    Victor Meldrew wrote: »
    I think it only makes it cheaper for a bloke to have his Partner on the policy. not always cheaper in the reverse situation

    females are cheaper to insure and she will be careful with your car.

    and it makes you look domesticated / settled / mature (boring) and less likely to be a prat in the car.

    I don't believe it!

    :pac:


  • #15
    alexlyons
    Registered Users, Registered Users 2 Posts: 2,182 ✭✭✭alexlyons


    just found this
    Your partner or husband or wife, living at the same address as you and sharing financial responsibilities with you. This does not include any business partner or associate.


  • #16
    El Guapo!
    Registered Users, Registered Users 2 Posts: 12,438 ✭✭✭✭El Guapo!


    Yeah it's mad how that works. My gf wanted to go on my policy so she could drive my car if needed. I said I'd ring up and see how much extra it'd cost, and it actually dropped my policy by €50. Happy days! :)


  • #17
    RobAMerc
    Registered Users, Registered Users 2 Posts: 5,863 ✭✭✭RobAMerc


    I think the reason its is cheaper with a woman on the policy is that they consider us blokes so sh1te that having her take the car means you can't be out in it causing accidents in it. :rolleyes:


  • #18
    Meteoric
    Registered Users, Registered Users 2 Posts: 196 ✭✭Meteoric


    Victor Meldrew wrote: »
    I think it only makes it cheaper for a bloke to have his Partner on the policy. not always cheaper in the reverse situation

    females are cheaper to insure and she will be careful with your car.

    and it makes you look domesticated / settled / mature (boring) and less likely to be a prat in the car.
    Was cheaper for my sister-in-law, her quote went down if she put my brother (on a provisional) on her insurance a couple of years ago before they were married, mad I know but it happened


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