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Insurance troubles!

  • 02-11-2011 10:07pm
    #1
    swizzle123
    Registered Users, Registered Users 2 Posts: 133 ✭✭


    My car broke down this evenin... RAGE! However it wont be fixed for like two days. So I have gotten the loan of another car of my boyfriend as I need a car for work in the morning... Im insured with uinn direct and as it is late i went online to swap over my insurance.. so clicked amend policy and change of car and its saying now that i need to ring them but i need the car before they open? Am i doing the swapping process right or anyone got any ideas of what I can do??


Comments

  • #2
    Tiramisu
    Registered Users, Registered Users 2 Posts: 45 ✭Tiramisu


    As far as I am aware, if you have fully comprehensive insurance on your own car, you are covered third party whilst driving another car.


  • #3
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    Tiramisu wrote: »
    As far as I am aware, if you have fully comprehensive insurance on your own car, you are covered third party whilst driving another car.

    This is true however ensure a third party extension is noted on your policy first and remember the answer you get here is non professional


  • #4
    msg11
    Closed Accounts Posts: 3,572 ✭✭✭msg11


    swizzle123 wrote: »
    My car broke down this evenin... RAGE! However it wont be fixed for like two days. So I have gotten the loan of another car of my boyfriend as I need a car for work in the morning... Im insured with uinn direct and as it is late i went online to swap over my insurance.. so clicked amend policy and change of car and its saying now that i need to ring them but i need the car before they open? Am i doing the swapping process right or anyone got any ideas of what I can do??

    Your trying to get a permanent change. Your boyfriends car looks like it deemed to risky to insure online and they want you to ring and clarify a few things.

    If it has a policy of insurance on it your covered 3rd party by Quinn Direct. You don't even have to ring them about this.


  • #5
    MugMugs
    Registered Users, Registered Users 2 Posts: 17,875 ✭✭✭✭MugMugs


    msg11 wrote: »
    swizzle123 wrote: »
    My car broke down this evenin... RAGE! However it wont be fixed for like two days. So I have gotten the loan of another car of my boyfriend as I need a car for work in the morning... Im insured with uinn direct and as it is late i went online to swap over my insurance.. so clicked amend policy and change of car and its saying now that i need to ring them but i need the car before they open? Am i doing the swapping process right or anyone got any ideas of what I can do??

    Your trying to get a permanent change. Your boyfriends car looks like it deemed to risky to insure online and they want you to ring and clarify a few things.

    If it has a policy of insurance on it your covered 3rd party by Quinn Direct. You don't even have to ring them about this.

    There's nowhere in their policy that states it must be Insured.


  • #6
    msg11
    Closed Accounts Posts: 3,572 ✭✭✭msg11


    MugMugs wrote: »
    There's nowhere in their policy that states it must be Insured.

    That's true, but it must be taxed and have a valid NCT .


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