GETTING INSURED AFTER BAN?

GMROCKS

ANYONE KNOW WHO INSURES DRIVERS COMING OF A 4 YR DRINK DRIVING BAN??

Twin-go

Stop shouting on here and ring the insurance companies yourself!:(

barura

No need to shout. As above, ring a broker.

GMROCKS

VERY HELPFULLNOT.

TestTransmission

Twin-go wrote: »

Stop shouting on here and ring the insurance companies yourself!:(

barura wrote: »

No need to shout. As above, ring a broker.

Ease up lads

GMROCKS wrote: »

VERY HELPFULLNOT.

No need to use CAPS and bold when posting

sf80

GMROCKS wrote: »

VERY HELPFULLNOT.

MarkR

GMROCKS wrote: »

VERY HELPFULLNOT.

I don't think anyone is going to turn away business, I'm sure you'll pay well over the odds. You need to pick up the phone and make some calls. Try brokers as well as the big insures.

Welease

GMROCKS wrote: »

VERY HELPFULLNOT.

They all will accept your business, but they will all charge different prices..
No one here can tell you what they are likely to charge..

You will need to ring around the companies and brokers and see what they are offering.

Peter T 1967

Help! Was stopped last night on suspicion of drink driving. Brought to station where I foolishly refused to give a sample. Was charged and am up in court next month. What am I looking at?

Cuddlesworth

MarkR wrote: »

I don't think anyone is going to turn away business, I'm sure you'll pay well over the odds. You need to pick up the phone and make some calls. Try brokers as well as the big insures.

I read a while back that re-offend rates for drunk drivers is amazingly high, about 20-30%. Higher again for some other offences. That puts a huge loading on the policy and risk to the company, sometimes to the point where they really don't want the business.

Dartz

A load here calling you an idiot and being self assured that you deserve what you got without offering anything at all.

And probably a slightly worse punishment than if you were actually drunk-driving, because otherwise there'd be no 'encouragement' to just give the sample and get it over with.

Cuddlesworth

Peter T 1967 wrote: »

Help! Was stopped last night on suspicion of drink driving. Brought to station where I foolishly refused to give a sample. Was charged and am up in court next month. What am I looking at?

About two years off the road and a monetary penalty of a couple of grand when you get back your license from insurance company's.

Corkbah

Peter T 1967 wrote: »

Help! Was stopped last night on suspicion of drink driving. Brought to station where I foolishly refused to give a sample. Was charged and am up in court next month. What am I looking at?

you were within your rights to refuse - its not a legal requirement as far as I know.

but the courts do take a dim view of it.

if you had taken alcohol then you can only blame yourself, goto a solicitor and get proper advice ...dont wait for people on here to advice you .... go and get advice as fast as possible.

if you have no defence (and were after taking alcohol), simply plead guilty and take your punishment.

Peter T 1967

Corkbah wrote: »

Peter T 1967 wrote: »

Help! Was stopped last night on suspicion of drink driving. Brought to station where I foolishly refused to give a sample. Was charged and am up in court next month. What am I looking at?

you were within your rights to refuse - its not a legal requirement as far as I know.

but the courts do take a dim view of it.

if you had taken alcohol then you can only blame yourself, goto a solicitor and get proper advice ...dont wait for people on here to advice you .... go and get advice as fast as possible.

if you have no defence (and were after taking alcohol), simply plead guilty and take your punishment.

I'm waiting to see solicitor on Friday. Not denying for one minute that I was stupid but am worried sick and just wanted some advice in the meantime.

GMROCKS

think it,s automatic 4yrs for refusal.

rebelblaa

Yes you are required under section 13 of the road traffic act to provide a specimen of breath/blood/urine upon being arrested for drink driving. Looking at a four year ban and a couple of grand fine.

moss911

Try First Ireland http://www.firstireland.ie/motor.asp

whippet

refusing to give a sample is a stand alone charge.

You won't be tried for Drink driving but will be charged for refusing to give a sample.

I believe the punishment for refusing is just as severe as being over the limit.

unless you have a completely concrete medical condition for not giving a sample you will have a sorry day in court.

Talk to a solicitor and see what they advise.

I am taking the liberty of assuming that you were probably drink driving as you refused to give a sample and as such I think you acted the idiot twice in the one evening and will suffer the consequences as a result. Just be grateful that the consequences that you will suffer don't involved a funeral mass or two.

corktina

Peter T 1967 wrote: »

I'm waiting to see solicitor on Friday. Not denying for one minute that I was stupid but am worried sick and just wanted some advice in the meantime.

I feel for you, we all do something stupid in our lives and most of us get away with it. (not condoneing you understand)

The best person for advice is your Solicitor. The worst is probably the average Boards user (especially the ones on the High Horses)

Peter T 1967

corktina wrote: »

Peter T 1967 wrote: »

I'm waiting to see solicitor on Friday. Not denying for one minute that I was stupid but am worried sick and just wanted some advice in the meantime.

I feel for you, we all do something stupid in our lives and most of us get away with it. (not condoneing you understand)

The best person for advice is your Solicitor. The worst is probably the average Boards user (especially the ones on the High Horses)

Thanks Tina. I was incredibly stupid alright and was really lucky not to have caused an accident. It was a one off and totally out of character for me. If only I could turn back the clock.............. Gonna just have to take my punishment on the chin and learn from this.

barura

Peter T 1967 wrote: »

Thanks Tina. I was incredibly stupid alright and was really lucky not to have caused an accident. It was a one off and totally out of character for me. If only I could turn back the clock.............. Gonna just have to take my punishment on the chin and learn from this.

Hope it turns out okay for you man, I've seen that happen to people before. Take one chance and get stung for it. Hope it all works out okay for you.

coolio mcjulio

Mandatory 3 year ban for not providing a specimen - not taking a breath test. I should know.

coolio mcjulio

I am an american citizen who has lived in Ireland all my life and have received a 3 year ban for drunk driving - does anyone know is this ban effective in the US or in any other country eg Australia? and can i still apply for an american drivers licence?

Also, there doesnt seem to ba a new thread icon under the boards.ie logo - wanted to start a new thread...

Any help would be much appreciated. :rolleyes:

Wexfordian

coolio mcjulio wrote: »

Also, there doesnt seem to ba a new thread icon under the boards.ie logo - wanted to start a new thread...

Bottom left (Edit: under the list of threads)

Nissan doctor

coolio mcjulio wrote: »

I am an american citizen who has lived in Ireland all my life and have received a 3 year ban for drunk driving - does anyone know is this ban effective in the US or in any other country eg Australia? and can i still apply for an american drivers licence?

Also, there doesnt seem to ba a new thread icon under the boards.ie logo - wanted to start a new thread...

Any help would be much appreciated. :rolleyes:

I doubt you'll get any advice on here on how you can bypass your ban which is what you are obviously trying to do unless your moving back to the states?

TOOYOUNGTODIE

coolio mcjulio wrote: »

I am an american citizen who has lived in Ireland all my life and have received a 3 year ban for drunk driving - does anyone know is this ban effective in the US or in any other country eg Australia? and can i still apply for an american drivers licence?

Also, there doesnt seem to ba a new thread icon under the boards.ie logo - wanted to start a new thread...

Any help would be much appreciated. :rolleyes:

The ban only effects Irish Jurisdiction, if you get another licence and are in an accident it could cause major issues regarding coverage if it gets out you are banned, even in another jurisdiction.
If you drive here with am american licence, your insurance will be invalid.

coolio mcjulio

Thanks - Is it possible to apply for a licence in say the states and drive over there? Or because I'm banned here does that mean I'm banned everywhere in the world?

Nissan doctor

coolio mcjulio wrote: »

Thanks - Is it possible to apply for a licence in say the states and drive over there? Or because I'm banned here does that mean I'm banned everywhere in the world?

Your only banned in Ireland, but if you are resident here, you can only drive on a foreign licence for a limited time(not sure how long) before you have to apply for an Irish licence, which you can't do obviously.

seamus

coolio mcjulio wrote: »

Thanks - Is it possible to apply for a licence in say the states and drive over there? Or because I'm banned here does that mean I'm banned everywhere in the world?

Nissan doctor wrote: »

Your only banned in Ireland, but if you are resident here, you can only drive on a foreign licence for a limited time(not sure how long) before you have to apply for an Irish licence, which you can't do obviously.

It's actually dependent on the individuals country's laws.

Some countries may or may not take bans in other countries into account when you apply for a driving licence. The only way to know, is to check.

However, in general a ban in any EU country will apply across the EU. As said above, there is no way for an Irish resident to apply for a driving licence in another country and use that to drive here to circumvent a ban.

coolio mcjulio

Thanks for the info I just presumed that when you went to apply for a licence in another country to drive over there, that there'd be a question asking whether you have any convictions on any other licence you might have had and that stipulating that you have, they wouldn't grant you said licence.

ronan45

Peter T 1967 wrote: »

Help! Was stopped last night on suspicion of drink driving. Brought to station where I foolishly refused to give a sample. Was charged and am up in court next month. What am I looking at?

Hi Peter Keep calm mate. Get yourself good legal advice! If you refuse to give a sample what is the procedure? how long can you be detained for? Were you put under any pressure to give it? (ie good cop bad cop routine)

whippet

ronan45 wrote: »

how long can you be detained for? Were you put under any pressure to give it? (ie good cop bad cop routine)

actually, he was put in to an orange boiler suit and water-boarded for a week .. but he held his resolve and refused to give the sample !!!!

I am quite sure cops don't bother putting pressure on giving a sample as they know that a refusal eliminates most of the need for paperwork (regarding times between being arrested, taking the last drink etc), less of a burden on evidence and generally a simple enough sentence at the court case.

He was required to give a sample, didn't and thus will have his day in court as required. I would sincerely doubt that there was any pressure put on him to give the sample apart from a couple of reminders by the arresting officer of the requirements under the Road Traffic Act ...

ANSI

whippet wrote: »

actually, he was put in to an orange boiler suit and water-boarded for a week .. but he held his resolve and refused to give the sample !!!!

I am quite sure cops don't bother putting pressure on giving a sample as they know that a refusal eliminates most of the need for paperwork (regarding times between being arrested, taking the last drink etc), less of a burden on evidence and generally a simple enough sentence at the court case.

He was required to give a sample, didn't and thus will have his day in court as required. I would sincerely doubt that there was any pressure put on him to give the sample apart from a couple of reminders by the arresting officer of the requirements under the Road Traffic Act ...

you were there?

Henry Ford III

License wise we can only guess it'll possibly vary country to country. If the application form asks "have you ever been banned...." and you answer that you have a current dd ban in Ireland presumably that'd be a major negative to getting a new license elsewhere.

Insurance could be a similar problem.