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GETTING INSURED AFTER BAN??

  • 26-10-2011 10:09am
    #1
    Registered Users, Registered Users 2 Posts: 173 ✭✭


    anyone know who insures drivers after dui ban??:confused:


Comments

  • Registered Users, Registered Users 2 Posts: 4,528 ✭✭✭copeyhagen


    yes, because that question belongs in the 'banking & insurance & pensions' forum!

    think it would be better suited to the 'motors' forum
    http://www.boards.ie/vbulletin/forumdisplay.php?f=47


  • Registered Users, Registered Users 2 Posts: 1,306 ✭✭✭CardinalJ


    How could you even have THOUGHT of putting an insurance question in the insurance forum.


  • Registered Users, Registered Users 2 Posts: 2,092 ✭✭✭celticbest


    copeyhagen wrote: »
    yes, because that question belongs in the 'banking & insurance & pensions' forum!

    think it would be better suited to the 'motors' forum
    http://www.boards.ie/vbulletin/forumdisplay.php?f=47

    :eek:


  • Registered Users, Registered Users 2 Posts: 173 ✭✭GMROCKS


    CALM DOWN :cool:


  • Registered Users, Registered Users 2 Posts: 848 ✭✭✭ravima


    your previous insurer MUST give you a quotation for basic TP cover, butto be honest they'll probably give you FT & COMP as well.

    Depending on the conviction and circumstances, there will be a loading, the question is - how much.

    It can be up to 200% of the basic premium, but should reduce each year until gone


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  • Registered Users, Registered Users 2 Posts: 173 ✭✭GMROCKS


    i had my insurance down to 530 and 4-5 yrs no claims,so you think 530+200%loading=1590 id be happy if i get that price.


  • Registered Users, Registered Users 2 Posts: 4,502 ✭✭✭chris85


    GMROCKS wrote: »
    i had my insurance down to 530 and 4-5 yrs no claims,so you think 530+200%loading=1590 id be happy if i get that price.

    Have you asked different insurers yet?


  • Closed Accounts Posts: 3,339 ✭✭✭tenchi-fan


    copeyhagen wrote: »
    yes, because that question belongs in the 'banking & insurance & pensions' forum!

    think it would be better suited to the 'motors' forum

    I disagree.

    Yes, quinn direct insured me. They gave me a 100% loading (i.e. double normal premiums). I didn't have a no claims discount as I hadn't been insured in 2 years.

    That was before they went down the toilet. Their basic premiums are a lot higher now and I don't know if they're actively discouraging people from taking out policies now.


  • Registered Users, Registered Users 2 Posts: 173 ✭✭GMROCKS


    no i didnt try anyone yet waiting on my licence,i thought companys wouldnt take me on,but iwas with quinn for 4-5 yrs,sounds good they might take me back,,4 year ban no breath sample might go against me.last car was 2.0 td so maybe smaller engine or van?


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