Rise of PL reg cars suddenly about

mondeo

Anyone notice there seems to be alot of 'PL' reg cars knocking about all of a sudden?. It has been probably 3 years since I seen a 'PL' reg car and the past couple of weeks I have seen a shed load of them. My concern is are they insured to be driving them things over here? Idiot in a knackered white 88 - 94shape Merc e class on the M50 today up my fookn arse, made me wonder if he even had insurance on that thing if he ran into the back of me or would I be fooked?

Anan1

Why would a Polish car be any less likely to be insured than an Irish one?

mondeo

Anan1 wrote: »

Why would a Polish car be any less likely to be insured than an Irish one?

I dont know, that is why I am asking. My main question though was have others noticed alot of them about recently. More of a question out of curiousity then anything else.

Ardennes1944

mondeo wrote: »

I dont know, that is why I am asking. My main question though was have others noticed alot of them about recently. More of a question out of curiousity then anything else.

Nope, see about 1 a week as always. They're usually older style audis when I see 'em

mondeo

Ardennes1944 wrote: »

Nope, see about 1 a week as always. They're usually older style audis when I see 'em

My gf is Polish and she says she has noticed an increase amount of them also but she does not know about regulation in Poland for driving their cars in other countrys with insurance etc so my curiousity was passed here.

Ardennes1944

mondeo wrote: »

My gf is Polish and she says she has noticed an increase amount of them also but she does not know about regulation in Poland for driving their cars in other countrys with insurance etc so my curiousity was passed here.

Cool :pac:

unkel

I live in Lucan which has a disproportionately high number of EE residents. Yes, a good few years ago there were many EE regged cars around, but there are very few if any now. And no, I have not seen a recent increase in PL or other EE regged cars driving around here

CiniO

I didn't see any increase in Polish registered cars in my area.
Anyway, here I barely see any of them.

In relation to insurance I wouldn't be worried.
All cars in Poland have to be insured by owner at all times, and insurance is valid all the time, everywhere, no matter who is driving.

If the policy run out, and next one was bought only few days later (making car uninsured for few days) there would be already a penalty waiting for the owner in the post.


PS. Tailgating is a vary bad habbit of many Polish drivers. I still can't understand why...

unkel

CiniO wrote: »

PS. Tailgating is a vary bad habbit of many Polish drivers. I still can't understand why...

Tailgating is a bad habit of many drivers from many different countries (ever watched it in Italy? ) and I do not condone it. That said, people should fukc off out of the overtaking lane if they are not overtaking and make way for faster vehicles

And people doing 75km/h overtaking others doing 60km/h on a motorway is "only in Ireland" :rolleyes:

/sorry I'm going way off topic here

x in the city

Ardennes1944 wrote: »

Nope, see about 1 a week as always. They're usually older style audis when I see 'em

poles prob went home and left the cars behind em.

challengemaster

unkel wrote: »

And people doing 75km/h overtaking others doing 60km/h on a motorway is "only in Ireland" :rolleyes:

/sorry I'm going way off topic here

More like truck doing 81km/h overtaking truck doing 80km/h on a motorway... :mad:

unkel

challengemaster wrote: »

More like truck doing 81km/h overtaking truck doing 80km/h on a motorway... :mad:

Truck overtaking truck has been illegal on a motorway for some years. Not that any Garda is aware of this

CiniO

unkel wrote: »

Tailgating is a bad habit of many drivers from many different countries (ever watched it in Italy? ) and I do not condone it. That said, people should fukc off out of the overtaking lane if they are not overtaking and make way for faster vehicles

Yeah, but whenever I go to Poland, percentage of drivers tailgating is significently higher than anywhere else in EU.

And people doing 75km/h overtaking others doing 60km/h on a motorway is "only in Ireland" :rolleyes:

Heh most likely true

Ardennes1944

unkel wrote: »

Truck overtaking truck has been illegal on a motorway for some years. Not that any Garda is aware of this

Nor myself! Next time I pass an artic whos just overtaken another lorry on the m7 imma roll down my window and give the driver a piece of my mind:D

Change gear, change gear, check your mirrors, murder a prostitute, change gear....:pac:

ted1

They may be covered under a polish policy, but the problem is that polish policies have a much lower pay out policy , so if a claim is made they won't pay out nearly enough. Certainly the 80 euro an hour that a main dealer charges.

MugMugs

mondeo wrote: »

My gf is Polish and she says she has noticed an increase amount of them also but she does not know about regulation in Poland for driving their cars in other countrys with insurance etc so my curiousity was passed here.

As Poland are part of the EU they are subject to the EU Motor Insurance Directives so there MUST be automatic cover cross EU borders.

Fear not, if they are Insured and take you out of it, you're safe. Well you're safe either way actually because the MIBI will settle it if they're not covered.

unkel wrote: »

Truck overtaking truck has been illegal on a motorway for some years. Not that any Garda is aware of this

How true is this!!!?? I was ranting and raving to a Garda mate in my car last week on the M4 about a truck overtaking and saying it was illegal..... His response... " Is it ? " :rolleyes:

Ahhhhhhhhhhhh !!!!

aston

Who removed my post??

TestTransmission

aston wrote: »

Who removed my post??

I did, this isn't after hours. It's the motors forum, for motoring related topics.

CiniO

ted1 wrote: »

They may be covered under a polish policy, but the problem is that polish policies have a much lower pay out policy , so if a claim is made they won't pay out nearly enough. Certainly the 80 euro an hour that a main dealer charges.

Nonsense.

Any policy has to cover the loss.
If the loss occurs in Ireland, and fixing a car will cost €5000 here, so Polish policy will have to pay €5000, no matter if the same loss in Poland would cost €2000 to fix.

Only difference is the maximum insurers responsibility, as most Irish policies have a limit to something like €30 million on property claims and no limits on personal claims, while most insurance policies in Poland have limit of €500,000 on property claims, and €2.5 million on personal claims.

Atlantic Dawn

Have not spotted any Eastern European cars here in over a year, previously would spot a couple a day. This weekend I must have seen 10 German reg cars around Dublin, most had seen better days.

VolvoMan

Anan1 wrote: »

Why would a Polish car be any less likely to be insured than an Irish one?

FFS, not this PC bull**** again.

-Chris-

VolvoMan wrote: »

FFS, not this PC bull**** again.

Seems like a reasonable point to me.

CiniO

Anan1 wrote: »

Why would a Polish car be any less likely to be insured than an Irish one?

I'd say Polish registered car are way more likely to be insured than Irish one, which I showed reasons for above.

MugMugs

CiniO wrote: »

I'd say Polish registered car are way more likely to be insured than Irish one, which I showed reasons for above.

Well of course. Because in the grand scheme of things on a par with the fact that they make up a small group of vehicles using Irish Roads, they are most likely to be Insured.

I'd say most Iranian cars or Afghan cars are more likely to be insured than Irish cars on our roads too.

CiniO

MugMugs wrote: »

Well of course. Because in the grand scheme of things on a par with the fact that they make up a small group of vehicles using Irish Roads, they are most likely to be Insured.

I'd say most Iranian cars or Afghan cars are more likely to be insured than Irish cars on our roads too.

I understand that your point is that f.e. on your way to work you pass 5000 cars, of which only 2 Polish registered, while 4950 Irish registered.
In that case of course it's easier to spot uninsured Irish car.


My point though was, that in Ireland it's not that unlikely to meet someone driving uninsured. Some people don't bother insuring their cars at all and drive hoping they will never crash or never be caught.
Some other drive someone else's car while not being added to policy and therefore driving uninsured. Etc....
I live in very rural area, and it's actually bit devastating how many people I know of who drive uninsured.
Even I myself had few spins uninsured, f.e. when I was buying my first car and had to test drive it, before I bought it.


In opposition, in Poland, where I lived for 25 years, I never knew anyone who drove uninsured. I never heard about anyone who crashed with uninsured driver. Generally speaking uninsured cars on the road would be something extremally rare - mostly due to fact that all cars have to be insured covering everyone to drive for any purpose. If car is uninsured even for few days, owner will get a really big penalty, no matter if car is driven on the roads or not. Besides insurances are relatively cheap, so people generally don't have problems paying it.


That's why I wrote in the beginning that it's very unlikely that a Polish registered car in Ireland would be uninsured.

Anan1

VolvoMan wrote: »

FFS, not this PC bull**** again.

So, hot air aside, why would a Polish car be less likely to be insured than an Irish one?

challengemaster

CiniO wrote: »

That's why I wrote in the beginning that it's very unlikely that a Polish registered car in Ireland would be uninsured.

Unless it's been imported to the country without being registered, in which case I'd assume it wouldn't be insured.

VolvoMan

Anan1 wrote: »

So, hot air aside, why would a Polish car be less likely to be insured than an Irish one?

The insurance is usually in their home country for one.

CiniO

challengemaster wrote: »

Unless it's been imported to the country without being registered, in which case I'd assume it wouldn't be insured.

I didn't get what you mean...
Imported from Poland to Ireland without being registered in Ireland?

If that's what you mean, then it would be still on Polish plates, and most likely still insured.

CiniO

VolvoMan wrote: »

The insurance is usually in their home country for one.

I think it was quoted on this forum million times, that any third party insurance issued in any EU country is valid in whole EU.

challengemaster

CiniO wrote: »

I didn't get what you mean...
Imported from Poland to Ireland without being registered in Ireland?

If that's what you mean, then it would be still on Polish plates, and most likely still insured.

How would it most likely still be insured if it's been permanently imported into Ireland without being registered? AFAIK you can't outsource insurance from other countries and if it was insured here, after 30 days it would be reported to revenue & customs...

CiniO

challengemaster wrote: »

How would it most likely still be insured if it's been permanently imported into Ireland without being registered?


AFAIK you can't outsource insurance from other countries and if it was insured here, after 30 days it would be reported to revenue & customs...

If it was imported into Ireland without being registered, that means it's still registered in Poland, and as so still insured with Polish insurance policy.

challengemaster

CiniO wrote: »

If it was imported into Ireland without being registered, that means it's still registered in Poland, and as so still insured with Polish insurance policy.

No, that means its illegally in the country and probably uninsured.

CiniO

challengemaster wrote: »

No, that means its illegally in the country and probably uninsured.

Sorry but I can't agree with you.

1. Fact that car was imported into Ireland and not registered doesn't mean that it's here illegally, as you surely know there are some exceptions where foreign registered car can be used here for up to 12 months or more.

2. Even if according to Irish regulations it was illegally here in Ireland , it doesn't change a fact that car is still registered in Poland and has a Polish policy which is still valid and covers any damage caused by car driver to third parties.

challengemaster

Explain to me how, if the person doesn't live there anymore, and the car is here, how exactly (Even if it still is registered in poland) it automatically has insurance?

I can understand that if they're living in poland, then yes they could be prosecuted for not having insurance, but over here, nothing can happen so why would you automatically assume it has insurance/ a polish policy?

Yes, I know there are some circumstances (I'm not 100% familiar with them, I'll admit) but you're claiming that it's nearly impossible for a polish car to be uninsured in the country, I'm just giving a possibility

CiniO

challengemaster wrote: »

Explain to me how, if the person doesn't live there anymore, and the car is here, how exactly (Even if it still is registered in poland) it automatically has insurance?

1. If car is not registered in Ireland, then it must be still registered in Poland, as the only way to unregister it from there, is to provide documents that it was registered in other country.
2. Every car registered in Poland must have insurance. Otherwise owner will face heavy fines.

I can understand that if they're living in poland, then yes they could be prosecuted for not having insurance, but over here, nothing can happen so why would you automatically assume it has insurance/ a polish policy?

3. Even they are living here in Ireland, the car is still registered in persons name in Poland, and as so it can be checked in database if it has insurance. If not - penalty will be issued. Obviously Polish authorities can't prosecute someone who lives in Ireland, but they can put a person on a debt list in Poland, which will make big trouble for such person if he/she ever returns to Poland. I strongly doubt many Polish people would risk it for sake of not paying insurance which is cheap enough.

Yes, I know there are some circumstances (I'm not 100% familiar with them, I'll admit) but you're claiming that it's nearly impossible for a polish car to be uninsured in the country, I'm just giving a possibility

I'm not claiming it's nearly impossible.
I'm saying that it's unlikely for the Polish registered car to be uninsured.

Like why would someone bother bringing Polish registered car to Ireland to drive it uninsured? It would be way cheaper to buy an Irish registered car and drive it uninsured.
Vast majority of Polish people who bring cars to Ireland, do it to save on motor tax and expensive Irish insurance.
Very ofter they are breaking a law here by not registering it here and not paying VRT. Sometimes they might not even be aware about that laws.
But no matter what it would be absolutely stupidity to bring a Polish registered car to Ireland, and drive it uninsured, because that way they would make big problems for themselves both in Ireland and Poland.

Pdfile

CiniO wrote: »

I didn't see any increase in Polish registered cars in my area.
Anyway, here I barely see any of them.

In relation to insurance I wouldn't be worried.
All cars in Poland have to be insured by owner at all times, and insurance is valid all the time, everywhere, no matter who is driving.

If the policy run out, and next one was bought only few days later (making car uninsured for few days) there would be already a penalty waiting for the owner in the post.


PS. Tailgating is a vary bad habbit of many Polish drivers. I still can't understand why...

drive on their motorways and you'll understand... 140kph is the minimum you can drive safely... even at that theirs still racers and general trouble makers.

Victor

unkel wrote: »

Truck overtaking truck has been illegal on a motorway for some years. Not that any Garda is aware of this

Not quite. Trucks aren't allowed use the right hand lane unless the speed limit is 80km/h or less. While not a lot of motorways have such speed limits, it is perfectly legal for one truck to overtake another wher ehtere are more than two lanes on that side of the road, e.g. most of the M50.

Note that there are separate rules for tunnels and it may be separately illegal for trucks to use the right hand lane in them.

CiniO

Pdfile wrote: »

drive on their motorways and you'll understand... 140kph is the minimum you can drive safely... even at that theirs still racers and general trouble makers.

I don't agree.
No longer then a week ago I was driving on A4 in 1.0 corsa.
When I reached 150km/h I was overtaking almost everyone.
People usually drive at about 120, as since petrol price risen significently they can't afford to drive any faster anymore

Obviously there was few racers, but if you overtake, and back to right lane, there wasn't really any problem.

Tailgaters are the biggest problem on normal 1+1 country roads.