Car insurance

seantobin43

I looking at getting a car in a monthes time when im 18 . Im driving a moped with nearly 2 years . A car im looking at will be 2001-2003 and a 1 liter engine. Do you know how much my insurance would be.

pudzey101

seantobin43 wrote: »

I looking at getting a car in a monthes time when im 18 . Im driving a moped with nearly 2 years . A car im looking at will be 2001-2003 and a 1 liter engine. Do you know how much my insurance would be.

Did ya try a few quotes online? best bet is to get out the phonebook and ring around:) takes time but its worth it if it saves you couple hundred quid!:)

seantobin43

Do you know if no claims bonus from the scooter carries over to the car insurance

challengemaster

No, why would it? It's completely different.

I reckon you'll be looking at 2-2.5k for TPFT

MugMugs

seantobin43 wrote: »

I looking at getting a car in a monthes time when im 18 . Im driving a moped with nearly 2 years . A car im looking at will be 2001-2003 and a 1 liter engine. Do you know how much my insurance would be.

I'll tell you if you give me The Euro Millions numbers for Tuesday! Deal?
It's impossible to tell generally but even more so with the limited details you've given. Budget for 3 to 5k

Moped NCB won't carry over or be classed as driving experience alas.

Del2005

challengemaster wrote: »

No, why would it? It's completely different.

Because if you make a claim it follows, they ask have you any claims in the last x years. So why shouldn't NCB's transfer?

Also riding a motorcycle makes most people better car drivers, driving a car doesn't make a better motorcyclist.

MugMugs

Del2005 wrote: »

challengemaster wrote: »

No, why would it? It's completely different.

Because if you make a claim it follows, they ask have you any claims in the last x years. So why shouldn't NCB's transfer?

Also riding a motorcycle makes most people better car drivers, driving a car doesn't make a better motorcyclist.

He's riding a Moped. Few factors to be considered. Main one is that its a Moped. Limited road presence and generally highly monitored use by parent or Guardian. Now he is asking for Insurance on a 1 tonne piece of metal. It's very different and the damage he could cause even more so.

Del2005

MugMugs wrote: »

He's riding a Moped. Few factors to be considered. Main one is that its a Moped. Limited road presence and generally highly monitored use by parent or Guardian. Now he is asking for Insurance on a 1 tonne piece of metal. It's very different and the damage he could cause even more so.

The limited road presence is what makes most bikers better drivers. We're more aware of how small and vulnerable we are so take more care when on the road. Then when we get behind the wheel of 1 tonne+ of killing machine we don't forget that there are still vulnerable road users around.

You can't monitor someone on a moped, you can tell them to be careful but all parents should say that.

It's the same for a new driver getting a learners permit. But the issue I have is that if the OP had made a claim it will affect their premium so why can't NCB follow?

challengemaster

Do you honestly think that driving around a tiny scooter is comparable to driving around a car? The controls aren't the same, the size certainly isnt the same, nor does anything carry across bar the fact that they've experienced driving on the roads. Yes, that might make them a more aware driver, but you can't seriously tell me that if you plonk a moped driver into a car with no previous experience they'll drive without any problems or errors.

And also he won't have held a car license for long enough to have 2 years NCB

Del2005

challengemaster wrote: »

Do you honestly think that driving around a tiny scooter is comparable to driving around a car? The controls aren't the same, the size certainly isnt the same, nor does anything carry across bar the fact that they've experienced driving on the roads. Yes, that might make them a more aware driver, but you can't seriously tell me that if you plonk a moped driver into a car with no previous experience they'll drive without any problems or errors.

I know they are totally different. And I don't doubt that the OP will make mistakes, everyone does. But once they start driving then the motorbike experience will stand to them better then someone who never was on the road before.

And also he won't have held a car license for long enough to have 2 years NCB

It doesn't mater. If the OP had made a claim on their moped policy they would be loaded in a car policy even thought they've never driven a car. Why can't they offer the same in reverse? Similar to how it's difficult to insure a 2nd car, some companies will mirror your NCB others won't. But a claim will affect all policies.

seantobin43

i got quote from best quote for 1700 euro thats not to bad