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Looking for best Credit Card & Lazer Cards for using overseas especially in NZ$ & GB£

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  • 07-09-2011 1:10pm
    #1
    kiwipower
    Registered Users Posts: 802 ✭✭✭


    My present bank adds a 1.75% Currency conversion Fee on the Euro Value of purchases made in non-euro currencies.

    Also when using my present current account lazer card outside the Euro-zone I am charged:
    • 1.75% of the euro value of the transaction (min €0.46 max €11.43).
    • 3.5% of the euro value (min €3.17 – max €11.43) for ATM withdrawals.
    Does anyone know of Credit Cards with lower or nil transaction fees on purchases made either in NZ$ or in GB£ ?
    Tagged:


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    #2
    GerardKeating
    Registered Users Posts: 7,582 ✭✭✭GerardKeating


    kiwipower wrote: »
    My present bank adds a 1.75% Currency conversion Fee on the Euro Value of purchases made in non-euro currencies.

    Also when using my present current account lazer card outside the Euro-zone I am charged:
    • 1.75% of the euro value of the transaction (min €0.46 max €11.43).
    • 3.5% of the euro value (min €3.17 – max €11.43) for ATM withdrawals.
    Does anyone know of Credit Cards with lower or nil transaction fees on purchases made either in NZ$ or in GB£ ?

    Nationwide UK is the only one I know of which does not do this...


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    #3
    kiwipower
    Registered Users Posts: 802 ✭✭✭kiwipower


    Thanks Gerard,
    Will look into them! :)


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    #4
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    You would need to be a UK resident to obtain an account with them. Even at that, I believe they no longer are fee-free in the way they used to be and have introduced strings - you have to spend so much in sterling and you "earn" fee free foreign purchases.

    Most cards will have a charging structure similar to what's on your own way - after all it's a major part of how the issuers make a profit on cards. Your quest for fee-free ones will be quite a tough one unfortunately. If they don't, they'll find some other way to manage it (see Nationwide's alternative for example).


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