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Travel Insurance to cover cancellation due to extreme Ill health of mother in law

  • 07-09-2011 11:46am
    #1
    kiwipower
    Registered Users, Registered Users 2 Posts: 802 ✭✭✭


    Hi,
    I am in a little bit of a jamb. I need to go to NZ for 8 weeks next January. I have had to book my flight this week before they get to expensive. I am know trying to arrange travel insurance with specific extras.

    My Partners mother is presently finishing Chemo for Cancer. I have no reason to believe she will become more unwell, or that this will affect my travel plans, as I would not be one of her care providers.

    In the unfortunate (and at this stage unlikely) circumstance that she should become extremely ill, or should pass away, I need travel insurance that would cover me if I need to cancel my trip or to return early.

    Would anyone know of insurers willing to provide this cover, when declared? Even at extra cost?

    I know there are posters who will say that this is something I know about so it would not be covered. My answer to that is I know that she is coming to the end of treatment. I know the condition she is presently in will not stop me traveling, I do not know if she will get worse/better/or stay the same. I just want to insure against the possibility of change over the next months before I travel, and over the months I am away.

    Thanks
    Tagged:


Comments

  • #2
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    Its possible that a multi-trip or annual policy would cover you - have you looked into this?


  • #3
    kiwipower
    Registered Users, Registered Users 2 Posts: 802 ✭✭✭kiwipower


    Thanks Homer,
    I have tried a couple. Due to the length I'm away I will need annual cover. I took out cover with USIT when I booked the flights than rang to check about the MIL situation and was told it wouldn't be covered. So tried QuickCover.ie They also said they would not cover it.
    Its a bit of a catch 22 issue.


  • #4
    ravima
    Registered Users, Registered Users 2 Posts: 848 ✭✭✭ravima


    What is the prognosis? If medical opinion is that she will survive, then you may be able to get cover, but if prognosis is that she will die or get so ill that you will have to return, then you won't.

    You would have to have some medical evidence that an insurer would accept.


  • #5
    kiwipower
    Registered Users, Registered Users 2 Posts: 802 ✭✭✭kiwipower


    Cheers for that Ravima,
    I have no reason at this stage to believe her prognosis is bad.
    I will try asking a few insurance companys what there take is on this.


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