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Anyone got UK Insurance company to cover them

  • 30-08-2011 6:18pm
    #1
    TeachMealog
    Closed Accounts Posts: 42 ✭


    The car insurance is um next month.
    Just wondering if anyone has successfully been able to insure with UK company (or other eu country) their car in ireland. legend has it it is possible but it is difficult?


Comments

  • #2
    Sids Not
    Registered Users, Registered Users 2 Posts: 1,701 ✭✭✭Sids Not


    TeachMealog wrote: »
    The car insurance is um next month.
    Just wondering if anyone has successfully been able to insure with UK company (or other eu country) their car in ireland. legend has it it is possible but it is difficult?

    Think the main problem is that the UK dont have discs...


  • #3
    TeachMealog
    Closed Accounts Posts: 42 ✭TeachMealog


    But surely they have some sort of acknowledgement which you can display

    The EU open market should allow for cross border insurance


  • #4
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,761 ✭✭✭✭Atlantic Dawn
    M


    You would need an address outside in the UK to get UK insurance, even if you did it would only be for 90 days, it would also need to have a UK reg and then you would get no end of VRT hassled.

    What are you trying to insure? Insurance in the UK has got very expensive recently because of personal injury claims, quite possible it's cheaper here.


  • #5
    TeachMealog
    Closed Accounts Posts: 42 ✭TeachMealog


    Trying to insure my car, not a uk car. But surely since it is just money changing hands, a bonded EU insurance company can insure you here?


  • #6
    L1011
    Registered Users, Registered Users 2 Posts: 71,184 ✭✭✭✭L1011


    I believe an insurer has to be a member of the MIBI to be allowed insure a car here due to the uninsured drivers fund.

    Also car insurance in the UK is NOT cheap except for boring cars for middle aged people - the ones with the 200 quid quotes in price comparison site ads.


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  • #7
    TeachMealog
    Closed Accounts Posts: 42 ✭TeachMealog


    what percentage of a policy is added to allow a company to pay the MIBI uninsured drivers fund? Would this percent then not be the equivalent of VRT?
    re: boring middle aged peoples cars? I wonder what you are inferring?


  • #8
    TeachMealog
    Closed Accounts Posts: 42 ✭TeachMealog


    http://www.citizensinformation.ie/en/travel_and_recreation/motoring_1/motor_tax_and_insurance/motor_insurance.html

    doesnt really help me, although it has translations into irish, polish and romanian!


  • #9
    L1011
    Registered Users, Registered Users 2 Posts: 71,184 ✭✭✭✭L1011


    TeachMealog wrote: »
    what percentage of a policy is added to allow a company to pay the MIBI uninsured drivers fund? Would this percent then not be the equivalent of VRT?
    re: boring middle aged peoples cars? I wonder what you are inferring?

    The only car/driver combos which would consistently get lower quotes in the UK than here would be sub 1.4 saloons driven by women over 25 or men over 35. Young drivers pay more than here. Performance cars pay more than here. Those with a new licence pay MORE than learners. And so on.

    Location has a HUGE influence on UK insurance also, Ireland would not be a location they'd class as low risk even if you could get one to quote on an Irish reg with an Irish location.


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