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insurances whos responsible?/?

  • 06-08-2011 6:52am
    #1
    kickin king
    Closed Accounts Posts: 46 ✭


    well
    if an accident occurs in a rented premise but i'm running the business in the premises who's responsible ?
    thanks


Comments

  • #2
    peteb2
    Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    Depends on the nature and cause of the accident. Is it a result of the business carried on therein? Then its you. Is it a result of something on the property or a maintenance issue? Then its likely the landlord.
    You will have to be a bit more specific.


  • #3
    ravima
    Registered Users, Registered Users 2 Posts: 848 ✭✭✭ravima


    have a look at the Occupiers liability Act.

    You could have more than one 'occupier' meaning that all could have a responsibility.

    If an incident has occurred, then report to your insurers immediately to ensure that you comply with your policy provisions.


  • #4
    Otis Driftwood
    Closed Accounts Posts: 9,925 ✭✭✭Otis Driftwood


    It will likely be you that is responsible OP.

    You are operating a business out of the premises (presumably) so if the incident occurred during business hours then you are liable.

    Unless its something completely unforeseeable eg a piece of the ceiling collapsed and hit someone then it wont be the landlord/property owners responsibility.

    The details you have given are pretty sketchy though so its impossible for anyone here to know for sure.


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