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small crash repair - self pay or insurance claim?

  • 29-07-2011 2:14pm
    #1
    bittihuduga
    Registered Users, Registered Users 2 Posts: 1,945 ✭✭✭


    hi
    got a small damage/scratch on the left passenger door while exiting from the car park.
    i went to a local crash repair and he said the rubber on the 2 doors to be changed as they have marks on it.
    the door dent to be removed and painted.
    all this costing 600euros.
    he suggested that if i go with insurance claim then its better to get the door replaced.
    i am on my 2nd year of insurance. so one year of no claim bonus.
    i have the no claims bonus protection which covers 3 claims for 2 years totalling 10keuros.

    should i pay 600euros from my pocket or should i claim insurance and get it fixed?
    pls suggest


Comments

  • #2
    kildare.17hmr
    Closed Accounts Posts: 3,615 ✭✭✭kildare.17hmr


    Go get more quotes. the quote is very high to repair scrapes and repaint 2 doors


  • #3
    Mr. Presentable
    Closed Accounts Posts: 9,495 ✭✭✭Mr. Presentable


    What is your excess? And can you afford to have your policy loaded next year? I'd go with paying myself......


  • #4
    bittihuduga
    Registered Users, Registered Users 2 Posts: 1,945 ✭✭✭bittihuduga


    excess is 200.
    the garage guy did say that if insurance is covering its better to replace the door and total estimate could be 1200euros.


  • #5
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Yeah there's no way in hell i'd be claiming for anything like that, get a few quotes from a few different places and sort it yourself.


  • #6
    everyday taxi
    Registered Users, Registered Users 2 Posts: 235 ✭✭everyday taxi


    bittihuduga wrote: »
    excess is 200.
    the garage guy did say that if insurance is covering its better to replace the door and total estimate could be 1200euros.

    he is trying to rob you!! get more estimates. someone honest should be able to do for between 180-300, if its as small as you make out. Definitely pay yourself, insurance will ride your ass like zorro if you put in any claim!!


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