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Best place to get bike insurance?

  • 26-07-2011 7:44pm
    #1
    WilcoYHF
    Registered Users, Registered Users 2 Posts: 104 ✭✭


    Hi all,

    My bike just got nicked from outside my apartment at the weekend. It was old and in a bad state of repair and I was planning on getting a new road bike soon, but theres no way I'm gonna get a new bike just for it to get nicked from the same place again.

    I looked at CycleSure earlier, they offered insurance for €62.50 (including theft) for a bike worth €750.

    How does this compare with others? Any recommendations.


Comments

  • #2
    doc1976
    Registered Users, Registered Users 2 Posts: 164 ✭✭doc1976


    I'm insured by chill.ie. Not problems with them.


  • #3
    doc1976
    Registered Users, Registered Users 2 Posts: 164 ✭✭doc1976


    I'm insured by chill.ie. No problems with them.


  • #4
    alexanderomahon
    Registered Users, Registered Users 2 Posts: 601 ✭✭✭alexanderomahon


    Are bikes covered by house insurance? I am getting a new bike as well and would like to be sure it is covered.


  • #5
    bax4556
    Registered Users, Registered Users 2 Posts: 239 ✭✭bax4556


    let your ins company know,you may also need a receipt for valuation purposes


  • #6
    Beasty
    Administrators, Social & Fun Moderators, Sports Moderators Posts: 78,393 Admin ✭✭✭✭✭Beasty


    Most household policies have quite low cover limits for bikes


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  • #7
    RedRobert
    Registered Users, Registered Users 2 Posts: 27 ✭RedRobert


    Having just had a new bike stolem myself, I have just renewed by contents insurance with 123.ie and included by carbon bike on it as a special addition. Basically I got the lot for €200 which included the 4k bike, a 1.5k guitar and 25k for contents. Thought that was good. Bank of Ireland tried to sell me the same thing and were askign €500.

    Insurance covers theft and accidental damage, both in and away from the home. MY other bike that was stolen was 0.5 days old so I didn't get to add it to the policy in time, so I was snookered there.

    If you are doing cycling on roads as well, I'd recommend you join Cycling Ireland - €50 and you are covered third party on the road, meaning that if you are at fault damaging someone elses property (such as their bike (in a race say), or hit a car), they can claim off your insurance with Cycling Ireland, rather than taking you to the cleaners.

    Most house and contents policies have limits on bike insurance; some as low as €125.

    Good luck:D


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