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Bank Of Ireland to Ulster bank online transfer

  • 25-07-2011 8:57am
    #1
    Seanachai
    Registered Users, Registered Users 2 Posts: 2,548 ✭✭✭


    Hello , somebody transferred money to me from a BOI account to my Ulster bank account last Friday before 2 pm. I phoned both banks and they told me that it can take 3-5 days for the transaction to go through. I'd hoped that online money transfer was same day to be honest. I'm just wondering if anybody has regular experience of how long it takes realistically for the transfer to go through. Thanks.


Comments

  • #2
    **Timbuk2**
    Moderators, Education Moderators, Motoring & Transport Moderators Posts: 7,396 Mod ✭✭✭✭**Timbuk2**


    About 3/4 working days is the norm.

    If you did it early on Friday, that counts as one, Monday will be the second, Tuesday will be the third, so I'd say you'll get it Tuesday at the earliest!


  • #3
    Seanachai
    Registered Users, Registered Users 2 Posts: 2,548 ✭✭✭Seanachai


    Not want I wanted to hear to be honest. I'll be using Western Union or some other method from now on. It's not a great service imo. I heard that they use the money on the international markets while it's in limbo. Cheers.


  • #4
    Seanachai
    Registered Users, Registered Users 2 Posts: 2,548 ✭✭✭Seanachai


    Just out of interest , does anybody know if the transfers have to be approved by employees or is it completely automated?.


  • #5
    Jet Black
    Registered Users, Registered Users 2 Posts: 3,845 ✭✭✭Jet Black


    Its automated. From an external bank the fastest I've seen it was the end of 2 working days.
    I wouldn't use western union as the fees are very high. Could the person not lodge the money in an Ulster bank branch so you would recieve it straight away?

    To note I remember couple of years ago talk about bank to bank transfers being recieved on the same day. Thought it was the EU who was implementing it.


  • #6
    Seanachai
    Registered Users, Registered Users 2 Posts: 2,548 ✭✭✭Seanachai


    Got the money this morning , not sure if that means it was there after 12.00 pm on Monday. Still too slow in my opinion. The small fee with WU is worth it.


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