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VHI question

  • 20-07-2011 7:14pm
    #1
    candy-gal1
    Registered Users, Registered Users 2 Posts: 6,568 ✭✭✭


    Just wondering do the VHI cover dental work? I doubt it but am just curious :)
    Thanks


Comments

  • #2
    Oral Surgeon
    Registered Users, Registered Users 2 Posts: 3,240 ✭✭✭Oral Surgeon


    candy-gal1 wrote: »
    Just wondering do the VHI cover dental work? I doubt it but am just curious :)
    Thanks


    Hi OP,
    If you have decare, they cover some amount of certain treatments as far as I know, you should have a booklet of what they cover.

    Some dental/oral surgery is covered under the regular vhi plans (A, B, C....).
    The items covered are quite specific, such as impacted tooth removal, surgical removal of tooth roots, surgical exposure of unerupted teeth...etc.

    The oral surgeon needs to be fully registered with vhi in order for you to benefit...

    What sort of treatment are you considering? Do you have decare or just regular vhi cover?
    OS


  • #3
    candy-gal1
    Registered Users, Registered Users 2 Posts: 6,568 ✭✭✭candy-gal1


    Thanks very much for the info there, I was just thinking of getting a filling on it, will be asking about that tomorrow so :)


  • #4
    Oral Surgeon
    Registered Users, Registered Users 2 Posts: 3,240 ✭✭✭Oral Surgeon


    candy-gal1 wrote: »
    Thanks very much for the info there, I was just thinking of getting a filling on it, will be asking about that tomorrow so :)

    http://www.vhi.ie/pdf/claims/dental.pdf

    http://www.vhi.ie/pdf/products/dentalrules.pdf

    http://www.vhi.ie/pdf/products/dental_tob_prsi.pdf

    Looks to me like you pay for the exam, xrays etc and then can get 100% back off de care, then they cover 70% of fillings.
    There is a 3 month lead in period so don't get it done if you just took out the policy and there may be an excess on the policy that I don't know about...

    I know the regular VHI, Quinn, Aviva policies inside out but am not really involved in de care myself....

    Good luck,
    OS


  • #5
    btkm8unsl0w5r4
    Closed Accounts Posts: 9,535 ✭✭✭btkm8unsl0w5r4


    Filling on DeCare only, if you had that you would know all about it. Standard VHI plan A.B.C.D etc don't cover restorative dental work.

    What is Covered?

    Removal of Impacted teeth.
    Removal of Impacted wisdom teeth.
    Removal of Retained Roots.
    Oral Biopsies & associated histopathology.
    Removal of Dental Cysts.
    Exposure of impacted teeth for orthodontic treatment.
    Removal of impacted Extra teeth (supernumeraries, odontomes etc.).
    Dental Implants in the lower jaw for those without teeth. (requires pre approval)

    What is not Covered?

    Consultations & X-rays
    Non surgical Dental Treatment like fillings, hygiene, crowns, bridges or Dentures.
    Dental Implants for people who have some teeth.
    Non surgical Extractions.
    Extraction of teeth that are not impacted.
    Any procedure if you have not had insurance cover for 6 months prior to the procedure.
    (Change of insurance provider is allowed so long as there is no lapse in cover)


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