*Stolen Bike -Advice?

The Bad Pawn

Quick question:
I had my bike stolen from work last week and am wondering if people think I might have any chance of claiming compensation on my employers insurance etc..

The Bike was in a bike rack located inside our office compound, behind a supervised locked gate and surrounded by 12 foot railings. The bike wasn't locked (i know it sounds stupid but when I started in the job other cyclists actually told me not to bother locking my bike here as the security was that tight - cameras everywhere etc). Anyway I've seen the CCTV of the robbery (the cameras work) and the thief is allowed access to the complex by the security guards in reception, grabs my bike and then waves to the security guard who presses a release button to open the gate for the thief to leave through.

I have a report from the Gaurds and even they were surprised the bike was stolen and there are no signs anywhere to say "Cars / Bikes left at owners risk".

I know that i'm at fault for not locking the bike, but considering the lack of disclaimers and level of security on the premises do I have any options (considering security let the guy in and them let him leave with my bike).

I'm looking for helpful opinions,

Thanks a million,

heffsarmy

Talk to your employer, personally I think it's your fault, you did'nt lock it. Its no different in parking a car in the car park and leaving the keys in the ignition.

RoyMcC

heffsarmy wrote: »

I think it's your fault, you did'nt lock it.

A sad reflection of the times we live in that it's the owner's fault, not the thief's. If the bike's faulty and the thief falls off and injures himself he'll be suing you OP

Sorry, nothing helpful to add. If your employers won't help have you got contents insurance that might cover it? Worth a shot, but they'll no doubt also jump on the fact that it was unlocked.

robinph

Would you not be able to claim against the employer if someone walked into the office and stole your phone from on your desk though whilst being given cheery waves from security? If security is supposedly that tight then they would be similar situations.

Oisin11178

heffsarmy wrote: »

Talk to your employer, personally I think it's your fault, you did'nt lock it. Its no different in parking a car in the car park and leaving the keys in the ignition.

Yeah i totally agree with a this. You gotta lock your bike. regardless how many walls, railings, security there are. The same happened to me outside my gym. I forgot my lock and took a chance. It was stroked and it was 100% my own fault

heffsarmy

RoyMcC wrote: »

A sad reflection of the times we live in that it's the owner's fault, not the thief's.

Get with the times its part of life, most bike thiefs are opportunistic, if you don't bother too take necessary precautions in locking your bike, what do you expect if it goes missing.

JohnnyCrash

SECURITY guards,ha ha ha.Didnt seem to be doing their job? Is it a private company? Would you have any redress from them? They basically gave that person carte blanche to take your bike

RayCun

robinph wrote: »

Would you not be able to claim against the employer if someone walked into the office and stole your phone from on your desk though whilst being given cheery waves from security? If security is supposedly that tight then they would be similar situations.

+1
If the security guards let them in to the complex then they are at fault.

RoyMcC

heffsarmy wrote: »

RoyMcC wrote: »

A sad reflection of the times we live in that it's the owner's fault, not the thief's.

Get with the times its part of life, most bike thiefs are opportunistic, if you don't bother too take necessary precautions in locking your bike, what do you expect if it goes missing.

Of course it's part of modern life - doesn't mean that it's OK for everyone to shrug their shoulders and accept it as normality. It's as if the OP has actually done something wrong here. Sad :rolleyes:

pmcd22

Doubt you get anything since you didn't take any protection levels into your own hand. Like i say the people you leave there car in the company grounds locks there car. No different from any person who leave there bicycle there should lock it.

griffin100

There's no way that you or your employer can make an insurance claim on your employers insurance policies as for them to pay out your employer has to have an insurable interest in the item lost, and in your case they don't. In other words you can't make a claim on your insurance policies for items stolen from other people, if you could then I could make a claim for your lost bike. Your best bet is probably to ask your employer and perhaps the security company (if they are external) to make a goodwill payment. I'd certainly be asking the security guard why he let someone into your place of employment to openly steal your property.

anymore

The Bad Pawn wrote: »

Quick question:
I had my bike stolen from work last week and am wondering if people think I might have any chance of claiming compensation on my employers insurance etc..

The Bike was in a bike rack located inside our office compound, behind a supervised locked gate and surrounded by 12 foot railings. The bike wasn't locked (i know it sounds stupid but when I started in the job other cyclists actually told me not to bother locking my bike here as the security was that tight - cameras everywhere etc). Anyway I've seen the CCTV of the robbery (the cameras work) and the thief is allowed access to the complex by the security guards in reception, grabs my bike and then waves to the security guard who presses a release button to open the gate for the thief to leave through.

I have a report from the Gaurds and even they were surprised the bike was stolen and there are no signs anywhere to say "Cars / Bikes left at owners risk".

I know that i'm at fault for not locking the bike, but considering the lack of disclaimers and level of security on the premises do I have any options (considering security let the guy in and them let him leave with my bike).

I'm looking for helpful opinions,

Thanks a million,

Surely one of your first reactions would be to ask at work if bike was covered by insce ?

911sc

The Bad Pawn wrote: »

. Anyway I've seen the CCTV of the robbery (the cameras work) and the thief is allowed access to the complex by the security guards in reception, grabs my bike and then waves to the security guard who presses a release button to open the gate for the thief to leave through.

You have nothing to loose by talking to relevant manager about security breach
and see if company would do something about your bike.

geld

Not trying to get rid of you or anything but would it not be better to post this on the Legal Discussion forum instead? - http://www.boards.ie/vbulletin/forumdisplay.php?f=633:D

Some of the experts there may be able to give you better advice.

Funny how legal advice can be given out on boards but not medical advice!!:rolleyes:

-Chris-

geld wrote: »

Funny how legal advice can be given out on boards but not medical advice!!:rolleyes:

Funny how the Charter, and the sticky directly under it, say "Do not seek legal advice".
But don't let that stop the rolleyes...

geld

-Chris- wrote: »

Funny how the Charter, and the sticky directly under it, say "Do not seek legal advice".
But don't let that stop the rolleyes...

Well that's me put in my place!

Have now read charter and sticky and can confirm that the OP cannot seek legal advice on the Legal Discussion forum but instead can seek legal opinion....

"hypotheticals are ok, real-life cases are not. REMEMBER, OPINION IS ALL THAT CAN BE SOUGHT/OFFERED!!!"