brokers/insurers that insures japanese imports

kerten

Hi all,

I just heard from 123.ie that they won't insure car I bought recently because it is a japanese import. They told me to cancel my policy and move to another company.

It is a 99 toyota vitz 1.0 auto so not a performance car but looks like insurance companies doesn't wanna hear details of the car even.

I appreciate if you can name insurers/brokers who insures japanese imports without hassle or huge premiums to prioritize the list to call today.

Thanks !

andyseadog

my broker insured my old 1.5 'performance' vitz fine, when i was 20 with 3 years NCB for 800 euro.

i'm not saying do it, but whats to stop you telling them its a yaris and putting a yaris badge on the back? otherwise as you say the cars are identical... unless of course your was like mine and didn't have an immobiliser key.

kerten

andyseadog wrote: »

my broker insured my old 1.5 'performance' vitz fine, when i was 20 with 3 years NCB for 800 euro.

i'm not saying do it, but whats to stop you telling them its a yaris and putting a yaris badge on the back? otherwise as you say the cars are identical... unless of course your was like mine and didn't have an immobiliser key.

I think it is easy to prove that it is an import in case of a claim from insurer's perspective. I never saw an irish 1.0 automatic(torque converter) yaris from that era.

I am 31 with 3 years ncb so I expect to find a reasonable quote from some company which just doesn't scare of word "japan"

kerten

Update:
Looks like axa and zurich insurance insures japanese imports reasonably. All brokers gave me quotes from these companies.

I got quotes from 520E to 580E for a fully protected ncb comprehensive cover with breakdown assist. driving other cars, windscreen cover, etc.

3 years NCB+named driver with provisional license+ both over 30.

BronsonTB

AXA deffo cover Jap imports.

Zurich no longer cover jap imports for new business. That's what I was told when my policy lapsed with them & I tried to reinsure. (June 11)

Mar4ix

try arachas brokers. They cover me on nissan skyline with 0 ncb and eu license. ... on 26 years age, 6 years ago up until i sold it. found them reasonable. Good luck.
Let us know how you there.

Atlantic Dawn

I think the issue is the ease of stealing these cars caused by lack of immobiliser as standard, it's possible if you fit an aftermarket one they may then cover you. 123.ie are brokers underwritten by RSA so it's likely the rules have come from there.

Tefral

Strange? Im with 123.ie and im driving what is quite possibly the highest risk jap car of them all a Integra Type R, my policy is quite cheap with them too

peteb2

cronin_j wrote: »

Strange? Im with 123.ie and im driving what is quite possibly the highest risk jap car of them all a Integra Type R, my policy is quite cheap with them too

But is it a japanese import? Or just a japanese car??!!

Tefral

peteb2 wrote: »

But is it a japanese import? Or just a japanese car??!!

Its a Jap Import..

BronsonTB

cronin_j wrote: »

Its a Jap Import..

It's only with new policies not covering Jap...renewals are fine...Have you taken out a brand new policy in the last 3 months on it?

BronsonTB

BronsonTB wrote: »

AXA deffo cover Jap imports.

Not what I was told, they told me they will not insure jap imports. Well unless they have started very recently.

projectgtr

Atlantic Dawn wrote: »

I think the issue is the ease of stealing these cars caused by lack of immobiliser as standard, it's possible if you fit an aftermarket one they may then cover you. 123.ie are brokers underwritten by RSA so it's likely the rules have come from there.

Im affraid its nothing to do with immobilisers,no matter what they tell you

cronin_j wrote: »

Strange? Im with 123.ie and im driving what is quite possibly the highest risk jap car of them all a Integra Type R, my policy is quite cheap with them too

they seem to be very hit and miss, i can get a quote on a Jap S2000 but they wouldnt insure my EK4 when i rang :rolleyes: it seems alot of places are refusing them for new customers

xxshebeexx

My mother has the exact same car, 99 Vitz 1.0, has it insured for herself and myself with Quinn, rather cheaply and no bother at all!

Atlantic Dawn

projectgtr wrote: »

Im affraid its nothing to do with immobilisers,no matter what they tell you

I am 99% sure it is, the ease to steal the cars is frightening, they are basically rub a few wires together jobs, a child could do it. Once a thief sees a Jap import they know it's theres for the taking, like in the way they target cars pre 96.

Fey!

I have my jap Surf insured with AXA through O'Sullivans in Galway. Used to have it with Aviva through Gogans in Dublin.

Try Setanta, too.

kerten

Thanks for the suggestions guys.

I ended up with axa via chill.ie for 525E. Fair price I think.

BronsonTB

Legend Loose Termination wrote: »

Not what I was told, they told me they will not insure jap imports. Well unless they have started very recently.

Axa directly have always covered japs & I took a brand new policy out last month going into the AXA office in Sligo. Unless that has changed since last month.