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crash for cash

  • 11-07-2011 7:40pm
    #1
    Closed Accounts Posts: 10,562 ✭✭✭✭


    On bbc1 now


    Have you ever been involved in a car crash? Even if you're lucky enough to escape without injury, the trauma of it often remains longer than the vehicle damage.
    But was it really an accident? It sounds like a ridiculous question but I've discovered it's actually become the reasonable thing to ask.
    panorama discovered criminal gangs are deliberately staging accidents to make false insurance claims and you might well have been a victim.

    Crash For Cash fraud, as it's known in the trade is a simple but potentially very dangerous crime.
    Basically, fraudsters force innocent drivers to crash into the rear of their cars. Swerving in front of vehicles, braking suddenly or even just removing brake lights are some of the tactics used.
    More than 22,000 staged, false accidents happen every year, £200m worth of insurance payouts.
    To maximize their payout, fraudsters will go as far as exaggerating damage to the vehicle, inventing injuries, passengers or even the entire accident.
    The scam works on the premise that insurance companies almost always pay out for rear-end accidents with very few questions.
    Meanwhile the driver who's also being scammed ends up paying too in their premium.
    (from bbc site)


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